| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KYLE BAILEY3 | — | BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY | $22K | — | $22K | 3.28% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | PO BOX 250 GULFPORT, MS 39502 | STARMOUNT LIFE INSURANCE COMPANY | $5K | — | $5K | 11.26% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | PO BOX 250 2909 13TH STREET FLOOR 4 GULFPORT, MS 39502 | STARMOUNT LIFE INSURANCE COMPANY | — | $604 | $604 | 1.25% |
| MISSISSIPPI MANUFACTURERS ASSOC3 Filed as: MISSISSIPPI MANUFACTURERS ASSO | 333 WEST MIFFLIN STREET UNIT 2100 MADISON, WI 53703 | STARMOUNT LIFE INSURANCE COMPANY | $530 | — | $530 | 1.09% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | PO BOX 250 2909 13TH STREET FLOOR 4 GULF PORT, MS 39502 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $485 | $3K | 9.13% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | PO BOX 789 ATTN KEN RAY TUPELO, MS 38802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 5.57% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | PO BOX 250 2909 13TH STREET FLOOR 4 GULF PORT, MS 39502 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $412 | $3K | 9.99% |
| BENEFITS CONCEPTS INC3 Filed as: BENEFITS CONCEPTS PA | PO BOX 2505 COLUMBUS, MS 39704 | RELIASTAR LIFE INSURANCE COMPANY | $101 | — | $101 | 2.48% |
| BENEFIT CONCEPTS INC3 Filed as: BENEFIT CONCEPTS PA | PO BOX 2505 COLUMBUS, MS 39704 | RELIASTAR LIFE INSURANCE COMPANY | $452 | — | $452 | 14.99% |
| BENEFIT CONCEPTS INC3 Filed as: BENEFIT CONCEPTS PA | PO BOX 2505 COLUMBUS, MS 39704 | RELIASTAR LIFE INSURANCE COMPANY | $16 | — | $16 | 3.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 103 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY | 132 | $656K |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 91 | $48K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 91 | $48K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 102 | $42K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 70 | $30K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 102 | $37K |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 102 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 132 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.