| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: HEWITT & ASSOCIATES INC | P.O. BOX 15697 HATTIESBURG, MS 39404 | COLONIAL LIFE & ACCIDENT | $11K | — | $11K | 5.75% |
| AON CONSULTING INC3 Filed as: RACHEL HEWITT | P.O. BOX 15757 HATTIESBURG, MS 39404 | COLONIAL LIFE & ACCIDENT | $6K | $374 | $7K | 3.37% |
| HEATHER SUE GIPSON3 | 12 WHITNEY CIRCLE PURVIS, MS 39475 | COLONIAL LIFE & ACCIDENT | $2K | $500 | $2K | 1.18% |
| STEVEN WELTON GREGORY3 | 614 CAMELLIA POINTE BLVD OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT | $869 | $1K | $2K | 1.01% |
| THOMAS E GRAHAM3 | P.O. BOX 501 OCEAN SPRINGS, MS 39566 | COLONIAL LIFE & ACCIDENT | $700 | — | $700 | 0.35% |
| DON M BROOKS3 Filed as: DON M. BROOKS | P.O. BOX 2112 OXFORD, MS 38655 | COLONIAL LIFE & ACCIDENT | $229 | $10 | $239 | 0.12% |
| VICKI M SWEARINGEN3 | 122 JOHN EVANS RD PETAL, MS 39465 | COLONIAL LIFE & ACCIDENT | $223 | — | $223 | 0.11% |
| DOROTHY AKIN LITTLE3 | 2101 23RD AVE MERIDIAN, MS 39301 | COLONIAL LIFE & ACCIDENT | $177 | — | $177 | 0.09% |
| DON FENNELL3 | 1340 MARSH HARBOR DR JACKSONVILLE, FL 32225 | COLONIAL LIFE & ACCIDENT | $125 | — | $125 | 0.06% |
| R E STANLEY3 Filed as: R.E. STANLEY | 4816 KENDALL AVE GULFPORT, MS 39507 | COLONIAL LIFE & ACCIDENT | $62 | — | $62 | 0.03% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DR COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT | $58 | — | $58 | 0.03% |
| H WILSON SLEDGE3 Filed as: H. WILSON SLEDGE | 705 10TH AVE CLEVELAND, MS 38732 | COLONIAL LIFE & ACCIDENT | $33 | — | $33 | 0.02% |
| GLENN REEVES3 | P.O. BOX 797 FAIRHOPE, AL 36533 | COLONIAL LIFE & ACCIDENT | $28 | — | $28 | 0.01% |
| APRIL MECHATTO3 | 5107 OBRYAN AVE GULFPORT, MS 39507 | COLONIAL LIFE & ACCIDENT | $22 | — | $22 | 0.01% |
| ROBBINS RESEARCH AND PLANNING INC3 Filed as: ROBBINS RESEARCH & PLANNING INC | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT | $10 | $7 | $17 | 0.01% |
| DEBORAH A PIDEK3 Filed as: DEBORAH A. PIDEK | 2411 COLLINS BLVD GULFPORT, MS 39507 | COLONIAL LIFE & ACCIDENT | $11 | — | $11 | 0.01% |
| HILDA MAC ADDISON3 | 2411 COLLINS BLVD GULFPORT, MS 39507 | COLONIAL LIFE & ACCIDENT | $9 | — | $9 | 0.00% |
| COWLEY INSURANCE SERVICES INC3 | 1781 SUMMERLAKE DR TUPELO, MS 38801 | COLONIAL LIFE & ACCIDENT | $6 | $2 | $8 | 0.00% |
| GALEY ASSOC P.A.3 | P.O. BOX 791 HATTIESBURG, MS 39403 | COLONIAL LIFE & ACCIDENT | $4 | — | $4 | 0.00% |
| ACUITY GROUP OF MS LLC3 Filed as: ACUITY GROUP OF MISSISSIPPI | 613 CRESCENT CIRCLE RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT | $4 | — | $4 | 0.00% |
| JOSEPH L GREENE3 Filed as: JOSEPH L. GREENE | 7443 POPLAR PIKE GERMANTOWN, TN 38138 | COLONIAL LIFE & ACCIDENT | $4 | — | $4 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 264 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 264 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.