| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCHIMPF INSURANCE SERVICES INC.3 | 162 CAROLINE POINTE BLVD STREET ADDRESS 2 MADISON, MS 39110 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $315K | — | $315K | 10.63% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SVCS INC. SAN DIEG | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $241K | — | $241K | 8.13% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR. NASHVILLE, TN 37204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $133K | $133K | 4.47% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES | 162 CAROLINE POINTE BLVD MADISON, MS 39110 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $90K | — | $90K | 6.62% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | DB-EB OPERATING ACCOUNT PO BOX 8299 PASADENA, CA 91109 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $60K | — | $60K | 4.41% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC(GA) | PO BOX 8299 PASADENA, CA 911098299 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $6K | $6K | 0.47% |
| SCHIMPF INSURANCE SERVICES INC.3 | 162 CAROLINE POINTE BLVD STREET ADDRESS 2 MADISON, MS 39110 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $67K | — | $67K | 10.11% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR. NASHVILLE, TN 37204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $30K | $30K | 4.49% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC. SAN DIEG | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 0.32% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES | 162 CAROLINE POINTE BLVD. MADISON, MS 39110 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $103K | $122 | $103K | 19.45% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $57K | $18K | $75K | 14.13% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | DB-EB OPERATING ACCOUNT PO BOX 8299 PASADENA, CA 91109 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $69K | — | $69K | 12.95% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES | 162 CAROLINE POINTE BLVD. MADISON, MS 39110 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $62K | $68 | $62K | 17.92% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR NASHVILLE, TN 37204 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $35K | $10K | $45K | 12.80% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | DB-EB OPERATING ACCOUNT PO BOX 8299 PASADENA, CA 91109 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $41K | — | $41K | 11.93% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES | 162 CAROLINE POINTE BLVD. MADISON, MS 39110 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $53K | $47 | $53K | 17.88% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR NASHVILLE, TN 37204 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $29K | $8K | $38K | 12.78% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | DB-EB OPERATING ACCOUNT PO BOX 8299 PASADENA, CA 91109 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $35K | — | $35K | 11.91% |
| SCHIMPF INSURANCE SERVICES INC.3 | 162 CAROLINE POINTE BLVD MADISON, MS 39110 | TRUSTMARK INSURANCE COMPANY | $110K | — | $110K | 41.88% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 310 W DICKSON ST - SUITE 35 FAYETTESVILLE, AR 72703 | TRUSTMARK INSURANCE COMPANY | $58K | — | $58K | 22.29% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS INC. | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | TRUSTMARK INSURANCE COMPANY | $55K | — | $55K | 21.11% |
| SCHIMPF INSURANCE SERVICES INC.3 | 162 CAROLINE POINTE BLVD STREET ADDRESS 2 MADISON, MS 39110 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $51K | — | $51K | 23.08% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC. SAN DIEG | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $22K | — | $22K | 10.12% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR. NASHVILLE, TN 37204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $17K | $17K | 7.69% |
| SCHIMPF INSURANCE SERVICES INC.3 | 162 CAROLINE POINTE BLVD STREET ADDRESS 2 MADISON, MS 39110 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $23K | — | $23K | 11.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SVCS INC. SAN DIEG | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $15K | — | $15K | 7.33% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR. NASHVILLE, TN 37204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $8K | $8K | 4.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,186 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,157 | $1.4M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,157 | $1.4M |
| Life insurance(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,132 | $3.4M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,131 | $665K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,992 | $220K |
| Other(4 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,132 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,132 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.