| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCHIMPF INSURANCE SERVICES INC.3 | 162 CAROLINE POINTE BLVD STREET ADDRESS 2 MADISON, MS 39110 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $364K | — | $364K | 15.40% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SVCS INC. SAN DIEG | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $177K | — | $177K | 7.48% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR. NASHVILLE, TN 37204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $90K | $90K | 3.79% |
| SCHIMPF INSURANCE SERVICES INC.3 | 162 CAROLINE POINTE BLVD STREET ADDRESS 2 MADISON, MS 39110 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $146K | — | $146K | 10.98% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC. SAN DIEG | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $60K | — | $60K | 4.49% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR. NASHVILLE, TN 37204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $52K | $52K | 3.88% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES | 162 CAROLINE POINTE BLVD MADISON, MS 39110 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $83K | — | $83K | 6.64% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | DB-EB OPERATING ACCOUNT PO BOX 8299 PASADENA, CA 91109 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $55K | — | $55K | 4.42% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES | 162 CAROLINE POINTE BLVD MADISON, MS 39110 | TRUSTMARK INSURANCE COMPANY | $110K | — | $110K | 11.78% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 111 COMMERCIAL - SUITE 401 PORTLAND, ME 04101 | TRUSTMARK INSURANCE COMPANY | $96K | — | $96K | 10.30% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS INC. | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | TRUSTMARK INSURANCE COMPANY | $68K | — | $68K | 7.36% |
| SCHIMPF INSURANCE SERVICES INC.3 | 162 CAROLINE POINTE BLVD STREET ADDRESS 2 MADISON, MS 39110 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $61K | — | $61K | 10.91% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SVCS INC. SAN DIEG | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $44K | — | $44K | 7.90% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR. NASHVILLE, TN 37204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $22K | $22K | 3.95% |
| SCHIMPF INSURANCE SERVICES INC.3 | 162 CAROLINE POINTE BLVD STREET ADDRESS 2 MADISON, MS 39110 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $64K | — | $64K | 13.05% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC. SAN DIEG | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $39K | — | $39K | 7.94% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR. NASHVILLE, TN 37204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $20K | $20K | 3.97% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES | 162 CAROLINE POINTE BLVD MADISON, MS 39110 | TRUSTMARK INSURANCE COMPANY | $66K | — | $66K | 24.72% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 310 W DICKSON ST - SUITE 305 FAYETTEVILLE, AR 72703 | TRUSTMARK INSURANCE COMPANY | $38K | — | $38K | 14.18% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS INC. | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | TRUSTMARK INSURANCE COMPANY | $19K | — | $19K | 7.26% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 111 COMMERCIAL - SUITE 401 PORTLAND, ME 04101 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 0.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,669 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,674 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,219 | $1.2M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,219 | $1.2M |
| Life insurance(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,890 | $3.2M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,890 | $1.3M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,890 | $493K |
| Other(2 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 1,890 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,219 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.