| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PATRICK W HOFFMAN3 | 1016 SURREY OAKS DR COLLIERVILLE, TN 38017 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $3K | $0 | $3K | 3.90% |
| DAVIS M BILLINGSLEY3 Filed as: DAVIS MITCHELL BILLINGSLEY | 105 LOMAX ST BATESVILLE, MS 38606 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $3K | $0 | $3K | 3.90% |
| WILLIAM DEVOTIE BILLINGSLEY3 | 280 MONTEREY MILLS RD SUITE 2 COLLIERVILLE, TN 38017 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $3K | $0 | $3K | 3.90% |
| PATRICK W HOFFMAN3 | 1016 SURREY OAKS DR COLLIERVILLE, TN 38017 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 9.28% |
| DAVIS M BILLINGSLEY3 | 105 LOMAX STREET BATESVILLE, MS 38606 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 9.00% |
| WILLIAM L. GLASS3 Filed as: WILLIAM D BILLINGSLEY | 280 MONTEREY MILLS RD COLLIERVILLE, TN 38017 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 9.00% |
| PAUL G BOWDEN III3 Filed as: PAUL BOWDEN III | PO BOX 13647 JACKSON, MS 39236 | AFLAC | $1K | $10 | $1K | 4.66% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WILLIAM BROWN | 1446 HIGHLAND PARK DRIVE JACKSON, MS 39211 | AFLAC | $1K | $0 | $1K | 3.61% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39211 | AFLAC | $601 | $4 | $605 | 2.14% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $394 | $4 | $398 | 1.41% |
| DANIEL J MCMECHAN3 Filed as: DANIEL MCMECHAN | 2244 COUNTRY CLUB RD GRENADA, MS 38901 | AFLAC | $219 | $0 | $219 | 0.77% |
| SUSAN BUTLER3 | 277 NORTH RD ECRU, MS 38841 | AFLAC | $215 | $0 | $215 | 0.76% |
| THOMAS EDWARD SHEFFIELD3 Filed as: THOMAS SHEFFIELD | PO BOX 151 MC COOL JUNCTION, NE 68401 | AFLAC | $149 | $0 | $149 | 0.53% |
| JOSEPH SANSING3 | 9634 COUNTY ROAD 130 CARROLLTON, MS 38917 | AFLAC | $149 | $0 | $149 | 0.53% |
| JOSPEH BOUDREAUX3 Filed as: JOSPEH BOUDREEAUX | 1676 HIGHWAY 1 THIBODAUX, LA 70301 | AFLAC | $80 | $0 | $80 | 0.28% |
| D AND V BUTLER INC3 Filed as: D AND V BUTLER | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | AFLAC | $80 | $0 | $80 | 0.28% |
| MATTIE MIMS3 | 6227 COUNTRY ROAD 23 COILA, MS 38923 | AFLAC | $79 | $0 | $79 | 0.28% |
| RUBY FERGUSON3 | PO BOX 223 CARTHAGE, MS 39051 | AFLAC | $75 | $0 | $75 | 0.27% |
| LYNN C WENTWORTH3 Filed as: LYNN WENTWORTH | 164 ASHTON PARK BLVD MADISON, MS 39110 | AFLAC | $73 | $0 | $73 | 0.26% |
| TASHA WILBURN DOZIER3 | 151 HIGHLAND RIDGE DR STE 650 SALTILLO, MS 38834 | AFLAC | $72 | $0 | $72 | 0.25% |
| BENNY W STENNETT3 Filed as: BENNY STENNETT | 5 COUNTY ROAD 230 CORINTH, MS 38834 | AFLAC | $63 | $0 | $63 | 0.22% |
| C SIMPSON3 | 1411 PARK LANE CLARKSDALE, MS 38614 | AFLAC | $53 | $0 | $53 | 0.19% |
| DON BRUMMETT3 | 745 JEFF SANDERS RD BATESVILLE, MS 38606 | AFLAC | $52 | $0 | $52 | 0.18% |
| ROSE TATE3 | PO 6801 GREENVILLE, MS 38704 | AFLAC | $44 | $0 | $44 | 0.16% |
| DARREN JOSEPH VERDIN3 Filed as: DARREN VERDIN | 1340 W TUNNEL BLVD SUITE 650 HOUMA, LA 70360 | AFLAC | $42 | $0 | $42 | 0.15% |
| KATRINA K MCMECHAN3 Filed as: KATRINA MCMECHAN | 2244 COUNTRY CLUB RD GRENADA, MS 38901 | AFLAC | $39 | $0 | $39 | 0.14% |
| MOWDY FINANCIAL LLC3 | PO BOX 3340 RIDGELAND, MS 39158 | AFLAC | $37 | $0 | $37 | 0.13% |
| HARDY INSURANCE INC3 | PO BOX 872 TUPELO, MS 38802 | AFLAC | $35 | $0 | $35 | 0.12% |
| GINGER KAYE HARDY3 Filed as: GINGER HARDY | PO BOX 872 TUPELO, MS 38802 | AFLAC | $34 | $0 | $34 | 0.12% |
| JAMES LANCASTER3 | 215 9TH ST N AMORY, MS 38821 | AFLAC | $32 | $0 | $32 | 0.11% |
| DANIEL TANNER WHITEHEAD3 Filed as: DANIEL WHITEHEAD | 2611 MAHOGANY DR TUPELO, MS 38801 | AFLAC | $28 | $0 | $28 | 0.10% |
| DANNY IVY3 | PO BOX 447 CLINTON, MS 39060 | AFLAC | $28 | $0 | $28 | 0.10% |
| CHANDLER CRAWFORD3 | PO BOX 1398 LAMBERT, MS 38643 | AFLAC | $27 | $0 | $27 | 0.10% |
| GREG GRIFFITH3 | 393 TENNESSEE ST APT 1 MEMPHIS, TN 38103 | AFLAC | $27 | $0 | $27 | 0.10% |
| JANELL BOYETTE3 | 811 KIMBERLY ST WINONA, MS 38967 | AFLAC | $27 | $0 | $27 | 0.10% |
| D P SMITH3 Filed as: D SMITH | PO BOX 16671 JACKSON, MS 39236 | AFLAC | $24 | $0 | $24 | 0.08% |
| TESSIE P CANTRELLE3 Filed as: TESSIE CANTRELLE | 1340 WEST TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $22 | $0 | $22 | 0.08% |
| WALTER LUCAS JR3 | 5365 RED FOX RD JACKSON, MS 39211 | AFLAC | $21 | $0 | $21 | 0.07% |
| ROBERT T GRIFFIN3 Filed as: ROBERT GRIFFIN | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | $20 | $0 | $20 | 0.07% |
| MARSHA DOWNS3 | 12781 MISSISSIPPI HIGHWAY 35 CARLTON, MS 38917 | AFLAC | $18 | $0 | $18 | 0.06% |
| JUANITA F BIGGERS3 | 420 FRIENDSHIP WEST RD TUTWILER, MS 38963 | AFLAC | $18 | $0 | $18 | 0.06% |
| ROBERT J LOVERN3 Filed as: ROBERT LOVERN | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $15 | $0 | $15 | 0.05% |
| SACHIKO BASDEN3 | 230 BLDG 3 EAST GOODMAN RD SUITE 100 SOUTHAVE, MS 38671 | AFLAC | $15 | $0 | $15 | 0.05% |
| JOSEPH MCBRIDE3 | 106 AMY LN MUSCLE SHOALS, AL 35661 | AFLAC | $14 | $0 | $14 | 0.05% |
| ROGERS BENEFIT GROUP INC3 Filed as: NATALIE ROGERS | 134 PORTER RIDGE DR CANTON, MS 39046 | AFLAC | $13 | $0 | $13 | 0.05% |
| RANDALL D LADNER3 Filed as: RANDALL LADNER | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $13 | $0 | $13 | 0.05% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 6202 IOLA AVENUE SUITE 115 LUBBOCK, TX 79424 | AFLAC | $12 | $0 | $12 | 0.04% |
| WALLACE B SANDERS JR3 Filed as: WALLACE SANDERS JR | 15 NORTHTOWN DR SUITE C JACKSON, MS 39211 | AFLAC | $10 | $0 | $10 | 0.04% |
| VICKI M BUTLER3 Filed as: VICKI BUTLER | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | AFLAC | $9 | $0 | $9 | 0.03% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY CUNNINGHAM JR | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $9 | $0 | $9 | 0.03% |
| ANGELA LOUISE SMITH3 Filed as: ANGELA SMITH | 106 GREEN DR JACKSON, MS 39211 | AFLAC | $8 | $0 | $8 | 0.03% |
| LAWRENCE F THAMES3 Filed as: LAWRENCE THAMES | 1419 HONEYSUCKLE LN SUGAR LAND, TX 77479 | AFLAC | $7 | $0 | $7 | 0.02% |
| CHRISTIE MARZARI3 | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | AFLAC | $7 | $0 | $7 | 0.02% |
| ANITA ATKINSON3 | PO BOX 738 BRANDON, MS 39043 | AFLAC | $7 | $0 | $7 | 0.02% |
| ALICE APPLE3 | 135 WALNUT CREEK RD CORDOVA, TN 38018 | AFLAC | $6 | $0 | $6 | 0.02% |
| RICHARD R KIMBROUGH3 Filed as: RICHARD KIMBROUGH | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $5 | $0 | $5 | 0.02% |
| JOHN KEYS3 | 816 ANNANDALE RD MADISON, MS 39110 | AFLAC | $4 | $0 | $4 | 0.01% |
| ROBERT GOBLE3 | 1410 4TH STREET DR NW UNIT 208 HICKORY, NC 28601 | AFLAC | $4 | $0 | $4 | 0.01% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $3 | $0 | $3 | 0.01% |
| BRANDON WILKINS3 | 303 WOODLAND BROOK DR MADISON, MS 39110 | AFLAC | $2 | $0 | $2 | 0.01% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN WILLIAMS | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $2 | $0 | $2 | 0.01% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $2 | $0 | $2 | 0.01% |
| AMY B CITRON3 Filed as: AMY CITRON | 1024 GRANADA AVE NASHVILLE, TN 37206 | AFLAC | $1 | $0 | $1 | 0.00% |
| MCDONALD PLUMMER III3 | 2934 FLEETWOOD DR COLUMBUS, GA 31906 | AFLAC | $1 | $0 | $1 | 0.00% |
| KERRY D FILER3 | PO BOX 39 COLLIERVILLE, TN 38027 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $408 | $0 | $408 | 2.16% |
| LOUIS J NAAMAN JR3 | 813 GRAND BLVD #1 GREENWOOD, MS 38930 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $298 | $0 | $298 | 1.58% |
| HW SLEDGE LLC3 | PO BOX 299 CLEVELAND, MS 38732 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $234 | $2 | $236 | 1.25% |
| MARK B SINGLETON3 | PO BOX 868 GREENWOOD, MS 38935 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $123 | $0 | $123 | 0.65% |
| SANDRA HARRISON3 | 139 RENFROE ROAD FLORA, MS 39071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $87 | $0 | $87 | 0.46% |
| ROBBINS RESEARCH AND PLANNING INC3 | 731 AVIGNON DR RIDELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | $11 | $66 | 0.35% |
| MICKEY W BOSWELL3 | 538 MCKNIGHT RD CLEVELAND, MS 38732 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $0 | $39 | 0.21% |
| RIMMER-CHILD & KOONCE INSURANCE AGE3 | PO BOX 8 CLEVELAND, MS 38732 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $0 | $39 | 0.21% |
| SEGER H COLLIER3 | 115 WEST ADAMS STREET GREENWOOD, MS 38930 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | $0 | $28 | 0.15% |
| MARK HOLLAND3 | PO BOX 38366 GERMANTOWN, TN 38183 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $0 | $25 | 0.13% |
| TRACY HENSON TUTOR3 | 2879 FOSTER DALE CV GERMANTOWN, TN 38138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $0 | $24 | 0.13% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS AND YERGER INSURANCE INC | PO BOX 1139 JACKSON, MS 39215 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | $0 | $22 | 0.12% |
| J MICHAEL NORRIS INC3 Filed as: J MICHAEL NORRIS INC. | 731 AVIGNON DR IDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $0 | $21 | 0.11% |
| COWLEY INSURANCE SERVICES INC3 Filed as: COWLEY INSURANCE SERVICES | 1781 SUMMERLAKE DR TUPELO, MS 38801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $4 | $18 | 0.10% |
| DON FENNELL3 | 13659 QUEENS HARBOR BLVD N JACKSONVILLE, FL 32225 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $0 | $14 | 0.07% |
| J SHANNON SHEPPARD3 | 10105 GILLESPIE OAK DRIVE LAKELAND, TN 38002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $0 | $12 | 0.06% |
| E J MCMULLEN3 Filed as: EJ MCMULLEN | 2257 HWY 496 MERIDIAN, MS 39301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $0 | $11 | 0.06% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DR COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.03% |
| RUBY A JACKSON3 | 948 REDDOCH COVE MEMPHIS, TN 38119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.02% |
| J AUSTIN BAKER3 | PO BOX 770941 MEMPHIS, TN 38117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.01% |
| DOROTHY AKIN LITTLE3 | 2101 23RD AVE MERIDIAN, MS 39301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.01% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE INC. | PO BOX 1139 JACKSON, MS 39215 | ZURICH AMERICAN INSURANCE COMPANY | $683 | $0 | $683 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 222 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 227 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 202 | $42K |
| Life insurance | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 222 | $72K |
| Other(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 222 | $123K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 222 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.