| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STOCKETT & THOMAS AGENCY3 Filed as: STOCKETT AND THOMAS AGENCY | P. O. BOX 22829 JACKSON, MS 392252829 | BLUECROSS BLUESHIELD OF MISSISSIPPI | $33K | — | $33K | 80.68% |
| STOCKETT & THOMAS AGENCY3 Filed as: STOCKETT AND THOMAS AGENCY | 795 WOODLANDS PARKWAY STE 106 RIDGELAND, MS 39157 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 10.00% |
| STOCKETT & THOMAS AGENCY3 | 795 WOODLANDS PARKWAY STE 106 RIDGELAND, MS 39157 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $325 | — | $325 | 9.99% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MS EIN 64-0295748 NONE | Contract Administrator Service code 13 | — | $273K |
| MS BANKERS ASSOCIATION EIN 64-0204860 PLAN SPONSOR | Plan Administrator Service code 14 | — | $13K |
| IOWA BANKERS INSURANCE SERVICE EIN 42-0984998 NONE | Contract Administrator Service code 13 | — | $3K |
| GRANTHAMPOOLE PLLC EIN 64-0903390 PLAN AUDITOR | Accounting (including auditing) Service code 10 | — | $2K |
| TRUSTMARK NATIONAL BANK EIN 64-0180810 NONE | Account maintenance fees Service code 65 | — | $1K |
| WATKINS & EAGER EIN 64-0261610 ATTORNEY | Legal Service code 29 | — | $1K |
| WILSON & BIGGS, PLLC EIN 64-0751580 CPA FIRM OF PLAN SPONSOR | Accounting (including auditing) Service code 10 | — | $728 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,599 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,599 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,599 | $28K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF MISSISSIPPI | 2,599 | $69K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,599 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,599 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.