| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| D KIRK SCOGGINS3 | HUB INTERNATIONAL GULF SOUTH 300 CONCOURSE BLVD., STE 300 RIDGELAND, MS 39157 | BLUE CROSS BLUE SHIELD OF MS, INC. | $92K | — | $92K | 3.19% |
| DARLA STILL3 Filed as: DARLA S STILL | PO BOX 1071 BELZONI, MA 39038 | AFLAC | $19K | $2K | $20K | 7.38% |
| VICTORIA GRACE STILL3 | 701 FRANKLIN AVE APT 1 INVERNESS, MS 38753 | AFLAC | $12K | $1K | $13K | 4.65% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY RD STE D BRANDON, MS 39047 | AFLAC | $5K | $572 | $5K | 1.83% |
| LAURA J MOONEYHAN3 | 2403 LAFAYETTE ST TUPELO, MS 38801 | AFLAC | $4K | $163 | $4K | 1.55% |
| LAUREN K KEMP3 | 51 BUCKLEY JONES RD CLEVELAND, MS 38732 | AFLAC | $4K | $91 | $4K | 1.53% |
| JOSHUA L CLINE3 Filed as: JOSHUA CLINE | 120 GREENVIEW PL STE 3 RICHLAND, MS 39218 | AFLAC | $3K | — | $3K | 0.95% |
| VALERIE D HOOD3 | 3407 FOREST HILL DR BELDEN, MS 38826 | AFLAC | $2K | — | $2K | 0.78% |
| MARGARITA M STANFORD3 | 1601 LAURELWOOD DR CLINTON, MS 39056 | AFLAC | $1K | — | $1K | 0.47% |
| MC WRIGHT INSURANCE GROUP, LLC3 | 9 3RD ST BELMONT, MS 38827 | AFLAC | $1K | — | $1K | 0.39% |
| GINGER KAYE HARDY3 | 431 W MAIN ST STE 410 TUPELO, MS 38804 | AFLAC | $993 | $38 | $1K | 0.37% |
| JEFFREY EARL BRENT3 | PO BOX 242 SHAW, MS 38773 | AFLAC | $981 | — | $981 | 0.35% |
| CHRIS WILSON3 Filed as: CHRIS BLAIR WILSON | 7886 HUNTERS CROSSING CORDOVA, TN 38018 | AFLAC | $900 | — | $900 | 0.32% |
| MAGEN COURTNEY WILLOUGHBY3 | PO BOX 183 LOUISE, MS 39097 | AFLAC | $451 | $157 | $608 | 0.22% |
| CHARLES MASON FULLER3 | 890 SMITH RD BELZONI, MS 39038 | AFLAC | $353 | $230 | $583 | 0.21% |
| LYNWOOD ANTHONY KANE3 | 2182 QUAIL HL BRANDON, MS 39042 | AFLAC | $529 | — | $529 | 0.19% |
| CHARLES DAVID BRAY3 | 1044 W SIXTH ST WESSON, MS 39191 | AFLAC | $471 | — | $471 | 0.17% |
| DENISE C FUCHS3 | 329 GATES AVE APT 208 BROOKLYN, NY 11216 | AFLAC | $445 | — | $445 | 0.16% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $424 | — | $424 | 0.15% |
| CHRISTY W FISHER3 | 75 COUNTY ROAD 7461 BALDWYN, MS 38824 | AFLAC | $358 | — | $358 | 0.13% |
| HOLLIE HOOD3 | 110 PAR DR COLLINS, MS 39428 | AFLAC | $231 | $117 | $348 | 0.13% |
| CHRISTOPHER S HARDY3 | PO BOX 872 TUPELO, MS 38802 | AFLAC | $317 | — | $317 | 0.11% |
| AKLINE ANCILLARY GROUP LLC3 | 4190 WAVERLY RD WEST POINT, MS 39773 | AFLAC | $313 | — | $313 | 0.11% |
| JONATHAN CALVIN3 | 1540 LEE DR CLARKSDALE, MS 38614 | AFLAC | $206 | $94 | $300 | 0.11% |
| JOHN D KEYS3 | 816 ANNANDALE RD MADISON, MS 39110 | AFLAC | $252 | — | $252 | 0.09% |
| SHARON V SCOTT3 | 1130 MARGARET BLVD GREENVILLE, MS 38703 | AFLAC | $167 | $57 | $224 | 0.08% |
| ROBERT T GRIFFIN3 | 408 SAINT IVES DR MADISON, MS 39110 | AFLAC | $176 | — | $176 | 0.06% |
| LAUREN S GREENE3 | 436D COUNTY ROAD 57 DENNIS, MS 38838 | AFLAC | $176 | — | $176 | 0.06% |
| NEAL E DRAPER3 | 248 WESTOVER DR CLARKSDALE, MS 38614 | AFLAC | $116 | $55 | $171 | 0.06% |
| SHANNON L WYNN3 | 198 DOGWOOD CIR NW FORT PAYNE, AL 35967 | AFLAC | $154 | — | $154 | 0.06% |
| CYNTHIA D BURROUGHS3 | 543 ROAD 1411 NETTLETON, MS 38858 | AFLAC | $114 | $38 | $152 | 0.05% |
| MELISSA B BOYLE3 | 24 BUTTONWOOD DR JACKSON, TN 38305 | AFLAC | $149 | — | $149 | 0.05% |
| WILLIAM E TYNER3 | 8016 BALLARD PL TRUSSVILLE, AL 35173 | AFLAC | $133 | — | $133 | 0.05% |
| KATHERINE B CLENNEY3 | 296 N OAK GROVE RD MEMPHIS, TN 38120 | AFLAC | $128 | — | $128 | 0.05% |
| JOHN R BRASEL3 | 118 ALLYE AVE MOOREVILLE, MS 38857 | AFLAC | $119 | — | $119 | 0.04% |
| WILLIAM R ROBERTSON3 Filed as: WILLIAM L MCNUTT JR | 3526 COTTON BOWL LN BELDEN, MS 38826 | AFLAC | $118 | — | $118 | 0.04% |
| TIMOTHY J REED3 Filed as: TIMOTHY S INGRAM | 1731 MOUNT ZION RD JACKSONVILLE, IL 62650 | AFLAC | $98 | — | $98 | 0.04% |
| RICHARD TYLER AKERS3 | 4190 WAVERLY RD WEST POINT, MS 39773 | AFLAC | $95 | — | $95 | 0.03% |
| MOWDY FINANCIAL LLC3 | 5095 POUDRE CANYON RD BELLVUE, CO 80512 | AFLAC | $93 | — | $93 | 0.03% |
| BENNY W STENNETT3 | 5 COUNTY ROAD 230 CORINTH, MS 38834 | AFLAC | $90 | — | $90 | 0.03% |
| HOWARD EATON3 | 3141 PRAIRIE ROSE DR NORWALK, IA 50211 | AFLAC | $87 | — | $87 | 0.03% |
| TED M HINSON3 | 212 CAMELOT WAY BRANDON, MS 39047 | AFLAC | $85 | — | $85 | 0.03% |
| MCNALLY INSURANCE AGCY INC3 | PO BOX 399 BELMONT, MS 38827 | AFLAC | $75 | — | $75 | 0.03% |
| LYNN C WENTWORTH3 | 164 ASHTON PARK BLVD MADISON, MS 39110 | AFLAC | $69 | — | $69 | 0.02% |
| ROSALYN C SYLVESTER3 | 5965 HIGHWAY 18 W STE 307 JACKSON, MS 39209 | AFLAC | $68 | — | $68 | 0.02% |
| WALTER LUCAS JR3 | 4814 JEFFERSON AVE GULFPORT, MS 39507 | AFLAC | $67 | — | $67 | 0.02% |
| KRISTI H BUSKIRK3 | 1015 DOGWOOD CV NEW ALBANY, MA 38652 | AFLAC | $65 | — | $65 | 0.02% |
| J DAVID BUTLER3 Filed as: DAVID G LOWTHER | 1020 LARAMIE CT MADISON, MS 39110 | AFLAC | $62 | — | $62 | 0.02% |
| J LEE & ASSOCIATES INC3 | 120 GREENVIEW PL STE 3 RICHLAND, MS 39218 | AFLAC | $59 | — | $59 | 0.02% |
| APRYLLE J DOWNING3 | 1811 HIGHWAY 363 GUNTOWN, MS 38849 | AFLAC | $58 | — | $58 | 0.02% |
| MARK BUTLER INC3 | 747 HOLLY HILLS DR BILOXI, MS 39532 | AFLAC | $57 | — | $57 | 0.02% |
| AMANDA B TUTOR3 | 1009 COUNTY ROAD 821 SALTILLO, MS 38866 | AFLAC | $53 | — | $53 | 0.02% |
| RANDALL D LADNER3 | 18 53RD CIR GULFPORT, MS 39507 | AFLAC | $52 | — | $52 | 0.02% |
| JUDY A NEELY3 | PO BOX 22197 CHEYENNE, WY 82003 | AFLAC | $47 | — | $47 | 0.02% |
| GREG GRIFFITH3 Filed as: GREG W GRIFFITH | 393 TENNESSEE ST APT 1 MEMPHIS, TN 38103 | AFLAC | $46 | — | $46 | 0.02% |
| GREGORY J WEEKS3 | 730 AVIGNON DR STE 101 RIDGELAND, MS 39157 | AFLAC | $44 | — | $44 | 0.02% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $41 | — | $41 | 0.01% |
| CAROLYN J MILLS3 | 205 N BAY DR BULLARD, TX 75757 | AFLAC | $41 | — | $41 | 0.01% |
| D P SMITH3 Filed as: DP SMITH | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $40 | — | $40 | 0.01% |
| KENNETH BRADLEY ELDRED3 | 611 BELMONT ESTATES DR HERNANDO, MS 38632 | AFLAC | $38 | — | $38 | 0.01% |
| YVONNE G ROBINSON3 | 540 SCR 88 MIZE, MS 39116 | AFLAC | $37 | — | $37 | 0.01% |
| RENESHIA S HOBSON3 | 100 WINTERBURY DR MADISON, MS 39110 | AFLAC | $36 | — | $36 | 0.01% |
| NEIL M MORGAN JR3 | 240 BEVERLY HILLS CIR APT 532 LYNCHBURG, VA 24502 | AFLAC | $36 | — | $36 | 0.01% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 1259 LOOP 337 2ND FL NEW BRAUNFELS, TX 78130 | AFLAC | $33 | — | $33 | 0.01% |
| JOSEPH P CALARCO3 Filed as: JOSEPH N MCBRIDE | 121 DALTON LN TUSCUMBIA, AL 35674 | AFLAC | $30 | — | $30 | 0.01% |
| JOAN G OUTLAW3 | 50156 DAN TAYLOR RD ABERDEEN, MS 39730 | AFLAC | $30 | — | $30 | 0.01% |
| GSL MARKETING INC3 | PO BOX 358198 GAINESVILLE, FL 32635 | AFLAC | $29 | — | $29 | 0.01% |
| ANGELA LOUISE SMITH3 | 1723 UNIVERSITY AVE STE B-385 OXFORD, MS 38655 | AFLAC | $28 | — | $28 | 0.01% |
| MICHELLE B BRANSCOME3 | 97 SOUTHLAKES DR GRENADA, MS 38901 | AFLAC | $28 | — | $28 | 0.01% |
| DANIEL E TORRES3 | 1750 FARMINGTON CIR WELLINGTON, FL 33414 | AFLAC | $27 | — | $27 | 0.01% |
| ANGELA MARIE VERGENAL3 | 911 DARTEZ DR NEW IBERIA, LA 70563 | AFLAC | $26 | — | $26 | 0.01% |
| LEAH R AVANT3 | 1224 HIGHWAY 178 MANTACHIE, MS 38855 | AFLAC | $26 | — | $26 | 0.01% |
| JENNY C FARRAR3 | 4291 MEADOW CIR BELDEN, MS 38826 | AFLAC | $25 | — | $25 | 0.01% |
| DAVID M CRUMLEY3 Filed as: DAVID E WATSON | 6003 FOXLAND DR BRENTWOOD, TN 37027 | AFLAC | $24 | — | $24 | 0.01% |
| BENJAMIN J PIERCE3 | 5414 OLD WEST POINT RD COLUMBUS, MS 39701 | AFLAC | $24 | — | $24 | 0.01% |
| ROBERT P HARE3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $23 | — | $23 | 0.01% |
| THOMAS D SMITH3 | 5885 HIGHWAY 342 PONTOTOC, MS 38863 | AFLAC | $23 | — | $23 | 0.01% |
| GRETA L STOCKTON3 | 557 CROWN DR FULTON, MS 38843 | AFLAC | $23 | — | $23 | 0.01% |
| DK REEVES INC3 | 205 LONESOME DOVE TRL COLUMBUS, MS 39702 | AFLAC | $22 | — | $22 | 0.01% |
| RONNIE DOUGLAS POUNDERS3 | 1723B UNIVERSITY AVE OXFORD, MS 38655 | AFLAC | $22 | — | $22 | 0.01% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MA 39110 | AFLAC | $21 | — | $21 | 0.01% |
| RICHARD R KIMBROUGH3 | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $20 | — | $20 | 0.01% |
| WALLACE B SANDERS JR3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $20 | — | $20 | 0.01% |
| SUSAN BUTLER3 Filed as: SUSAN L BUTLER | 277 NORTH RD ECRU, MS 38841 | AFLAC | $20 | — | $20 | 0.01% |
| JAMES LENN WEEKS3 | 105 NOTTINGHAM LN COLUMBUS, MS 39705 | AFLAC | $18 | — | $18 | 0.01% |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $17 | — | $17 | 0.01% |
| JENNIFER MARIE MALLEY3 | 420 S CHURCH ST FLORENCE, MS 39073 | AFLAC | $17 | — | $17 | 0.01% |
| JAMES VERGENAL3 Filed as: JAMES A VERGENAL | 911 DARTEZ DR NEW IBERIA, LA 70563 | AFLAC | $17 | — | $17 | 0.01% |
| M FRANK BATES JR3 | 8662 LENOX WAY MONTGOMERY, AE 36116 | AFLAC | $16 | — | $16 | 0.01% |
| PATRICIA A PARRISH3 | 699 NATION HILLS DR APT 1008 TUPELO, MS 38804 | AFLAC | $16 | — | $16 | 0.01% |
| JUDY LEE RYAN3 | 132 COUNTY ROAD 133 BURNSVILLE, MS 38833 | AFLAC | $16 | — | $16 | 0.01% |
| MATTHEW D BUTLER3 | 1298 BUCKHORN WAY LOUDON, TN 37774 | AFLAC | $15 | — | $15 | 0.01% |
| WILLIAM C ATKINS3 | 891 HARRELL DR WEST POINT, MS 39773 | AFLAC | $14 | — | $14 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 3343 LANELL LN PEARL, MS 39208 | AFLAC | $14 | — | $14 | 0.01% |
| JONATHAN L PENNINGTON3 | 1154 RAVENNA CV COLLIERVILLE, TN 38017 | AFLAC | $14 | — | $14 | 0.01% |
| BRAD DEARMAN3 | 448 OAKLAWN DR PEARL, MS 39208 | AFLAC | $13 | — | $13 | 0.00% |
| MARK MARQUEZ3 Filed as: MARK A MARQUEZ | 8601 N BLACK CANYON HWY STE 209 PHOENIX, AZ 85021 | AFLAC | $13 | — | $13 | 0.00% |
| DANIEL TANNER WHITEHEAD3 | 6217 BUTLER RD TUPELO, MS 38801 | AFLAC | $13 | — | $13 | 0.00% |
| C RAY SIMPSON3 | 1304 MAPLE AVE CLARKSDALE, MS 38614 | AFLAC | $12 | — | $12 | 0.00% |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $12 | — | $12 | 0.00% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $11 | — | $11 | 0.00% |
| LOUIS CULLEN SMITH3 | 3504 GREENWOOD DR HERMITAGE, TN 37076 | AFLAC | $11 | — | $11 | 0.00% |
| DAVID M CRUMLEY3 | 132 SEDONA WOODS TRL NOLENSVILLE, TN 37135 | AFLAC | $11 | — | $11 | 0.00% |
| MICHAEL L HENDERSON3 | 16 COLT LOOP GREENBRIER, AR 72058 | AFLAC | $11 | — | $11 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD F BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $11 | — | $11 | 0.00% |
| MARY ANN SIGNA3 | 544 KATHLEEN DR GREENVILLE, MS 38701 | AFLAC | $11 | — | $11 | 0.00% |
| BRUCE N BALL3 | 96 DUNCAN LN WINCHESTER, TN 37398 | AFLAC | $10 | — | $10 | 0.00% |
| JEANETTE A WHITEHEAD3 | 281 COUNTY ROAD 106 WATER VALLEY, MS 38965 | AFLAC | $9 | — | $9 | 0.00% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $9 | — | $9 | 0.00% |
| NANCY S TALLEY3 | PO BOX 5672 BRANDON, MS 39047 | AFLAC | $9 | — | $9 | 0.00% |
| LEGACY RISK SOLUTIONS LLC3 | 434 GREEN STREET PL GAINESVILLE, GA 30501 | AFLAC | $8 | — | $8 | 0.00% |
| SHIRLEY A CARTY3 | 605 EASTERN AVE SAINT CLOUD, FL 34769 | AFLAC | $7 | — | $7 | 0.00% |
| EDWARD A SEIDENKRANZ3 | 1049 AULDRIDGE DR SPRING HILL, TN 37174 | AFLAC | $7 | — | $7 | 0.00% |
| BETTY O HALL3 | 22 BEE LINE DR VICKSBURG, MA 39180 | AFLAC | $7 | — | $7 | 0.00% |
| MCDONALD PLUMMER III3 | 2934 FLEETWOOD DR COLUMBUS, GA 31906 | AFLAC | $7 | — | $7 | 0.00% |
| TAMI S GILL3 | 53 MICHELLE DR BRIGHTON, TN 38011 | AFLAC | $6 | — | $6 | 0.00% |
| WILLIAM L DOZIER JR3 | 351 PASCOE BLVD STE 100 BOWLING GREEN, KY 42104 | AFLAC | $6 | — | $6 | 0.00% |
| MARY DEANNA GRISHAM3 | 1900 E SHILOH RD CORINTH, MS 38834 | AFLAC | $6 | — | $6 | 0.00% |
| MARSHA S DOWNS3 | 2476 COUNTY ROAD 60 COILA, MS 38923 | AFLAC | $6 | — | $6 | 0.00% |
| DAVID LOVELL REID3 | 4924 CEDAR ST ASTORIA, OR 97103 | AFLAC | $5 | — | $5 | 0.00% |
| JORDAN S SMITH3 | 6669 ARNO ALLISONA RD COLLEGE GROVE, TN 37046 | AFLAC | $5 | — | $5 | 0.00% |
| THOMAS EDWARD SHEFFIELD3 | PO BOX 151 MC COOL JUNCTION, NE 68401 | AFLAC | $5 | — | $5 | 0.00% |
| CHADWICK EUBORN STUART3 | 258 SAINT PAUL ST PEARL, MS 39208 | AFLAC | $5 | — | $5 | 0.00% |
| TONYA SUE ELMORE3 | 1930 HIGHWAY 71 E MANSFIELD, AR 72944 | AFLAC | $4 | — | $4 | 0.00% |
| CHARLES L CHANCELLOR3 | 903 WEATHERFORD DR BENTON, AR 72015 | AFLAC | $4 | — | $4 | 0.00% |
| JAYNE A STALLINGS3 | 8056 TIGER PALM WAY FORT MYERS, FL 33966 | AFLAC | $3 | — | $3 | 0.00% |
| GARTH KEMP3 | 21 MOSS FOREST CIR JACKSON, MS 39211 | AFLAC | $3 | — | $3 | 0.00% |
| CHRISTOPHER S HARDY3 | 113 CLARK ST STE 3 TUPELO, MS 38804 | AFLAC | $3 | — | $3 | 0.00% |
| EUGENE W HALL3 | 22 BEE LINE DR VICKSBURG, MS 39180 | AFLAC | $3 | — | $3 | 0.00% |
| JOSHUA LEE JONES3 | 2253 PINOT BLANC NEW BRAUNFELS, TX 78132 | AFLAC | $3 | — | $3 | 0.00% |
| JAY S OLEARY3 | 1802 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $2 | — | $2 | 0.00% |
| A JULIA OSBOURNE3 | 9201 W BROWARD BLVD PLANTATION, FL 33324 | AFLAC | $2 | — | $2 | 0.00% |
| ANITA ATKINSON3 Filed as: ANITA D ATKINSON | PO BOX 738 BRANDON, MS 39043 | AFLAC | $2 | — | $2 | 0.00% |
| LESLIE K KIMBROUGH3 | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $2 | — | $2 | 0.00% |
| MP JONES & ASSOCIATES3 | 13846 ATLANTIC BLVD APT 101 JACKSONVILLE, FL 32225 | AFLAC | $2 | — | $2 | 0.00% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $2 | — | $2 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 N CAUSEWAY BLVD STE 300 METAIRIE, LA 70002 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $31K | $7K | $38K | 18.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 N CAUSEWAY BLVD STE 300 METAIRIE, LA 70002 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $3K | $14K | 19.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 300 CONCOURSE BLVD STE 300 RIDGELAND, MS 391572085 | AMERITAS LIFE INSURANCE CORP. | $5K | — | $5K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 40 E ALAMAR AVE SANTA BARBARA, CA 931053400 | AMERITAS LIFE INSURANCE CORP. | $0 | $1K | $1K | 2.69% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 N CAUSEWAY BLVD STE 300 METAIRIE, LA 70002 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $3K | $11K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 420 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 420 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MS, INC. | 639 | $2.9M |
| Dental | AFLAC | 437 | $278K |
| Vision(2 contracts, 2 carriers) | AFLAC | 796 | $332K |
| Life insurance(3 contracts, 2 carriers) | AFLAC | 437 | $561K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 437 | $330K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 420 | $208K |
| Other(3 contracts, 2 carriers) | AFLAC | 437 | $561K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 796 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.