| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS MANAGEMENT GROUP3 | PO BOX 3340 MERIDIAN, MS 39303 | BLUE CROSS BLUE SHIELD OF MS, INC. | $60K | — | $60K | 2.94% |
| BENEFITS MANAGEMENT GROUP3 | PO BOX 3340 MERIDIAN, MS 39303 | METROPOLITAN LIFE INSURANCE CO | $36K | $66 | $36K | 13.17% |
| RICHARD TYLER AKERS3 | 11558 BRIARSTONE PL GULFPORT, MS 39503 | AFLAC | $9K | $682 | $10K | 9.94% |
| BENEFITS MANAGEMENT GROUP3 Filed as: BENEFITS MANAGEMENT GROUP INC | PO BOX 3340 MERIDIAN, MS 39303 | AFLAC | $1K | $0 | $1K | 1.51% |
| V L MONTGOMERY INC3 Filed as: VL MONTGOMERY INC | 6373 RED OAK DR BAILEY, MS 39320 | AFLAC | $1K | — | $1K | 1.10% |
| D AND V BUTLER INC3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $644 | $143 | $787 | 0.80% |
| ROBERT L BRIDGES3 | 5515 APACHE RIDGE RO MERIDIAN, MS 39305 | AFLAC | $747 | — | $747 | 0.76% |
| MARK BUTLER INC3 | 13155 A SHRINERS BLVD BILOXI, MS 39532 | AFLAC | $725 | — | $725 | 0.73% |
| JOSHUA L CLINE3 | 4 COUNTRY PL PEARL, MS 39208 | AFLAC | $717 | $6 | $723 | 0.73% |
| CHRISTOPHER WAYNE THOMPSON3 | 1829 38TH ST MERIDIAN, MS 39305 | AFLAC | $626 | — | $626 | 0.63% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 309 NEW POINTE STE B RIDGELAND, MS 39157 | AFLAC | $385 | $137 | $522 | 0.53% |
| BENJAMIN J PIERCE3 | 1813 PHILLIPS HILL RD COLUMBUS, MS 39702 | AFLAC | $390 | $128 | $518 | 0.52% |
| PAULETTE MOWBRAY3 Filed as: PAULETTE ANNE MOWBRAY | 129 NORTHWOOD DR PASS CHRISTIAN, MS 39571 | AFLAC | $390 | — | $390 | 0.39% |
| REBECCA LUNA3 | 14261 TORI DAWN DR GULFPORT, MS 39503 | AFLAC | $267 | — | $267 | 0.27% |
| MATTHEW B POPE3 | 6811 OLD CANTON RD APT 2404 RIDGELAND, MS 39157 | AFLAC | $216 | — | $216 | 0.22% |
| TIMOTHY A MASSEY3 | 262 LAKEOVER DR WEST COLUMBUS, MS 39702 | AFLAC | $153 | $30 | $183 | 0.19% |
| TAMMY FOX MATHIS3 Filed as: TAMMY R FOX | 801 COUNTY ROAD 473 MERIDIAN, MS 39301 | AFLAC | $104 | — | $104 | 0.11% |
| ROBERT J LOVERN3 | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $102 | — | $102 | 0.10% |
| MATTHEW SWAIN3 Filed as: MATTHEW K SWAIN | 2705 1/2 45TH STREET DR APT C13 MERIDIAN, MS 39305 | AFLAC | $97 | — | $97 | 0.10% |
| CHARLES DAVID BRAY3 | 2606 ROXANNE DR PEARL, MS 39208 | AFLAC | $79 | $8 | $87 | 0.09% |
| MURFEE MEADOWS INC3 | 120 OFFICE PARK DRIVE SUITE 100 SUITE 110 BIRMINGHAM, AL 35223 | AFLAC | $67 | — | $67 | 0.07% |
| MELISSA LINNEMAN3 | 13246 MEADOWLAND CT GULFPORT, MS 39503 | AFLAC | $61 | — | $61 | 0.06% |
| ANITA ATKINSON3 Filed as: ANITA D ATKINSON | PO BOX 738 BRANDON, MS 39043 | AFLAC | $47 | — | $47 | 0.05% |
| ROBERT J LOVERN3 Filed as: ROBERT JUSTIN LOVERN | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $41 | — | $41 | 0.04% |
| KELLY COLBERT3 | 96462 DIAMONDHEAD DR W DIAMONDHEAD, MS 39525 | AFLAC | $37 | — | $37 | 0.04% |
| DK REEVES INC3 | 205 LONESOME DOVE TRL COLUMBUS, MS 39702 | AFLAC | $31 | $6 | $37 | 0.04% |
| JOHN D GILLIAM3 | PO BOX 2505 COLUMBUS, MS 39704 | AFLAC | $30 | — | $30 | 0.03% |
| JOHN D KEYS3 | 816 ANNANDALE RD MADISON, MS 39110 | AFLAC | $28 | — | $28 | 0.03% |
| HARDY INSURANCE INC3 | 113 CLARK ST STE 3 TUPELO, MS 38801 | AFLAC | $21 | $6 | $27 | 0.03% |
| CHRISTOPHER W THOMPSON3 | 5299 DANCING RABBIT RD MERIDIAN, MS 39301 | AFLAC | $26 | — | $26 | 0.03% |
| RICHARD J ATKINSON3 | PO BOX 738 BRANDON, MS 39043 | AFLAC | $25 | — | $25 | 0.03% |
| R CHRISTIAN BURRELL3 | 25 SHILOH RD SALLIS, MS 39160 | AFLAC | $21 | — | $21 | 0.02% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $16 | — | $16 | 0.02% |
| RENESHIA S HOBSON3 | 716 FOREST WOODS DR BYRAM, MS 39272 | AFLAC | $14 | — | $14 | 0.01% |
| JOY LOVERN3 | 11010 ROAD 387 PHILADELPHIA, MS 39350 | AFLAC | $14 | — | $14 | 0.01% |
| JAMES THOMAS ELDRIDGE3 | 800 GREEN T LK W HERNANDO, MS 38632 | AFLAC | $14 | — | $14 | 0.01% |
| MELISSA STEWART3 Filed as: MELISSA VINCENT STEWART | 800 RYAN ST STE 200 LAKE CHARLES, LA 70601 | AFLAC | $12 | — | $12 | 0.01% |
| CHRISTINE BROUSSARD3 | 1010 W 10TH ST DERIDDER, LA 70634 | AFLAC | $11 | — | $11 | 0.01% |
| DEBORAH NEWSOM3 Filed as: DEBORAH P NEWSOM | 171 GRANBERRY RD DERRIDER, LA 70634 | AFLAC | $11 | — | $11 | 0.01% |
| THOMAS EDWARD SHEFFIELD3 | PO BOX 151 MCCOOL JUNCTION, NE 68401 | AFLAC | $11 | — | $11 | 0.01% |
| MOWDY FINANCIAL LLC3 | PO BOX 3340 RIDGELAND, MS 39158 | AFLAC | $11 | — | $11 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER BROWN BOTTRELL INC | PO BOX 1490 JACKSON, MS 39215 | AFLAC | $8 | — | $8 | 0.01% |
| JODI M POPE3 | 77 MITCHUM BOTTOM RD MERIDIAN, MS 39301 | AFLAC | $8 | — | $8 | 0.01% |
| KATY P. RICHARDS3 Filed as: KATY P RICHARDS | 604 COPPER RIDGE CV FLORENCE, MS 39073 | AFLAC | $8 | — | $8 | 0.01% |
| C DANIEL BORLAND3 | 10471 PAUSCH RD LEESBURG, OH 45135 | AFLAC | $8 | — | $8 | 0.01% |
| RICHARD R KIMBROUGH3 | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $8 | — | $8 | 0.01% |
| BARBARA WILLIAMS3 Filed as: BARBARA WILLIAMS INC | 7533 FORREST DR MERIDIAN, MS 39305 | AFLAC | $7 | — | $7 | 0.01% |
| WALLACE B SANDERS JR3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $6 | — | $6 | 0.01% |
| LISA SARRADET NEWSOM3 | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | AFLAC | $6 | — | $6 | 0.01% |
| MARY ANN TRICE3 | 70 TRACE RD LAUREL, MS 39443 | AFLAC | $6 | — | $6 | 0.01% |
| SHAWNDA L BOYKIN3 | 105 SHIRE CIRCLE ALABASTER, AL 35007 | AFLAC | $5 | — | $5 | 0.01% |
| NEIL M MORGAN JR3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $5 | — | $5 | 0.01% |
| E INGRAM INC3 | 455 PEBBLE CREEK DRIVE SUITE D MADISON, MS 39110 | AFLAC | $4 | — | $4 | 0.00% |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $4 | — | $4 | 0.00% |
| L CHRIS LINK3 | 111 GLEN SPRINGS ROAD BRANDON, MS 39047 | AFLAC | $4 | — | $4 | 0.00% |
| D P SMITH3 | PO BOX 16671 JACKSON, MS 39236 | AFLAC | $3 | — | $3 | 0.00% |
| YVONNE G ROBINSON3 | 540 SCR 88 MIZE, MS 39116 | AFLAC | $2 | — | $2 | 0.00% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $2 | — | $2 | 0.00% |
| WALLACE B SANDERS JR3 Filed as: WALLACE BRISTER SANDERS JR | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $2 | — | $2 | 0.00% |
| GREGORY J WEEKS3 | 730 AVIGNON DR STE 101 RIDGELAND, MS 39157 | AFLAC | $1 | — | $1 | 0.00% |
| LYNN C WENTWORTH3 | 137 EXECUTIVE DR SUITE E MADISON, MS 39110 | AFLAC | $1 | — | $1 | 0.00% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $1 | — | $1 | 0.00% |
| V L MONTGOMERY INC3 Filed as: VL MONTGOMERY INC | 6373 RED OAK DR BAILEY, MS 39320 | CONTINENTAL AMERICAN INSURANCE CO | $1K | — | $1K | 2.89% |
| CHRISTOPHER W THOMPSON3 | 1410 14TH ST STE A MERIDIAN, MS 39301 | CONTINENTAL AMERICAN INSURANCE CO | $539 | — | $539 | 1.47% |
| RICHARD TYLER AKERS3 Filed as: RICHARD T AKERS | 435 WILDBERRY CIRCLE PEARL, MS 39208 | CONTINENTAL AMERICAN INSURANCE CO | $370 | — | $370 | 1.01% |
| BRANDY R POLIZZI3 | 8768 MCKEE RD MERIDIAN, MS 39305 | CONTINENTAL AMERICAN INSURANCE CO | $260 | — | $260 | 0.71% |
| JEAN DAVID BUTLER3 | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE CO | $252 | — | $252 | 0.68% |
| BENEFITS MANAGEMENT GROUP3 | 2011 23RD AVENUE MERIDIAN, MS 39301 | CONTINENTAL AMERICAN INSURANCE CO | $231 | — | $231 | 0.63% |
| ROBERT SANFORD3 Filed as: ROBERT E SANFORD | 2011 23RD AVENUE MERIDIAN, MS 39301 | CONTINENTAL AMERICAN INSURANCE CO | $175 | — | $175 | 0.48% |
| JOSHUA L CLINE3 | 3 COUNTRY PLACE PEARL, MS 39208 | CONTINENTAL AMERICAN INSURANCE CO | $39 | — | $39 | 0.11% |
| RANDALL D LADNER3 | 601 CRESCENT BLVD SUITE 300 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE CO | $34 | — | $34 | 0.09% |
| PETER B WILKINSON JR3 Filed as: PETER B WILKINSON, JR | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | CONTINENTAL AMERICAN INSURANCE CO | $18 | — | $18 | 0.05% |
| VICKI M BUTLER3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE CO | $13 | — | $13 | 0.04% |
| BENEFITS MANAGEMENT GROUP3 Filed as: BENEFITS MANAGEMENT GROUP INC | 2011 23RD AVE MERIDIAN, MS 39301 | NATIONAL GUARDIAN LIFE | $2K | — | $2K | 10.95% |
| BENEFITS MANAGEMENT GROUP3 | 2011 23RD AVE MERIDIAN, MS 39301 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $921 | — | $921 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 785 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 785 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MS, INC. | 401 | $2.0M |
| Dental | METROPOLITAN LIFE INSURANCE CO | 785 | $274K |
| Vision | NATIONAL GUARDIAN LIFE | 165 | $20K |
| Life insurance | METROPOLITAN LIFE INSURANCE CO | 785 | $274K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 151 | $136K |
| Long-term disability | METROPOLITAN LIFE INSURANCE CO | 785 | $274K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE CO | 785 | $281K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 785 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.