| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | EB COMMISSION P. O. BOX 896620 CHARLOTTE, NC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $1K | $9K | 17.00% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | P. O. BOX 11229 COLUMBIA, SC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 5.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | EB COMMISSION P. O. BOX 896620 CHARLOTTE, NC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $318 | $3K | 17.00% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | P. O. BOX 11229 COLUMBIA, SC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $794 | $0 | $794 | 5.00% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | 1612 MARION STREET 4TH FLOOR COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $0 | $1K | 14.26% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | P. O. BOX 896620 CHARLOTTE, NC 28217 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $0 | $1K | 14.24% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | EB COMMISSION P. O. BOX 896620 CHARLOTTE, NC 28289 | STARMOUNT LIFE INSURANCE COMPANY | $902 | $150 | $1K | 14.00% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | P. O. BOX 11229 COLUMBIA, SC 29206 | STARMOUNT LIFE INSURANCE COMPANY | $376 | $0 | $376 | 5.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | EB COMMISSION P. O. BOX 896620 CHARLOTTE, NC 28289 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $667 | $89 | $756 | 17.00% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | P. O. BOX 11229 COLUMBIA, SC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $222 | $0 | $222 | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 125 | $808K |
| Dental | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 125 | $808K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 65 | $8K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 114 | $4K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 53 | $51K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 53 | $51K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 125 | $808K |
| Other(4 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 125 | $836K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 125 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.