See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERCER HEALTH & BENEFITS EIN 34-2015463 BROKER | Insurance agents and brokers Service code 22 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | $21K |
| AMWINS EIN 05-0461576 AGENT | Insurance agents and brokers Service code 22 | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | $15K |
| WILLIS OF ALABAMA INC. BROKER | Insurance agents and brokers Service code 22 | 2101 6TH AVE NORTH SUITE 725 BIRMINGHAM, AL 35203 | $11K |
| CONNECTICUT GENERAL LIFE INS CO. EIN 06-0303370 CLAIM ADMIN | Contract Administrator; Non-monetary compensation; Named fiduciary; Claims processing; Other services; Participant communication; Float revenue; Direct payment from the plan Service code 12 | — | $7K |
| CONNECTICULT GENERAL LIFE INS CO | Other services; Float revenue; Contract Administrator; Claims processing; Non-monetary compensation; Direct payment from the plan; Participant communication; Named fiduciary Service code 12 | — | $0 |
| CONNECTICUT GENERAL INS CO | Float revenue; Other services; Direct payment from the plan; Claims processing; Named fiduciary; Contract Administrator; Non-monetary compensation; Participant communication Service code 12 | — | $0 |
| CONNECTICUT GENERAL LIFE INS CO | Direct payment from the plan; Other services; Contract Administrator; Float revenue; Participant communication; Named fiduciary; Non-monetary compensation; Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 48 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 267 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 294 | $1.9M |
| Dental | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 294 | $1.1M |
| Vision | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 294 | $1.1M |
| Life insurance | THE STANDARD INSURANCE CO | 198 | $85K |
| Long-term disability | THE STANDARD INSURANCE CO | 198 | $85K |
| Prescription drug(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 294 | $1.8M |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 294 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 294 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.