| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOSHUA PRIESTLEY3 | 127 JENNY DRIVE MADISON, AL 35756 | AMFIRST | $17K | — | $17K | 13.00% |
| LAKESHORE BENEFIT ALLIANCE LLC3 Filed as: LAKESHORE BENEFIT ALLIANCE | 700 37TH ST BIRMINGHAM, AL 35222 | AMFIRST | $7K | — | $7K | 5.50% |
| MWL3 | PO BOX 14067 JACKSON, MS 39236 | AMFIRST | $7K | — | $7K | 5.00% |
| KYLE CORNELIUS3 | 700 37TH ST SOUTH BIRMINGHAM, AL 35222 | AMFIRST | $663 | — | $663 | 0.50% |
| THE PRIESTLEY COMPANY3 | 3100 SUNVIEW DR STE 100 BIRMINGHAM, AL 35243 | UNITED CONCORDIA INSURANCE COMPANY | $12K | — | $12K | 10.03% |
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DR STE 280 BIRMINGHAM, AL 35243 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 15.00% |
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DRIVE, SUITE 280 BIRMINGHAM, AL 35243 | NATIONAL GUARDIAN LIFE | $3K | — | $3K | 9.97% |
| RANDY L BENNETT3 | 196 RITHAS WAY HUNTSVILLE, AL 35811 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.33% |
| MICHELLE L BENNETT3 | 1060 WINCHESTER ROAD HUNTSVILLE, AL 35811 | TRANSAMERICA LIFE INSURANCE COMPANY | $501 | — | $501 | 2.44% |
| JOLIE CURNEEN3 | 1801 CALIFORNIA STREET SUITE 5200 DENVER, CO 80202 | TRANSAMERICA LIFE INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DR STE 280 BIRMINGHAM, AL 35243 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.00% |
| LIFE LINE BENEFIT CONSULTANTS3 | 1060 WINCHESTER RD HUNTSVILLE, AL 35811 | AMERICAN HERITAGE LIFE | $883 | — | $883 | 9.63% |
| MICHELLE L BENNETT3 | 1060 WINCHESTER RD HUNTSVILLE, AL 35811 | AMERICAN HERITAGE LIFE | $223 | — | $223 | 2.43% |
| RANDY L BENNETT3 | 1060 WINCHESTER RD HUNTSVILLE, AL 35811 | AMERICAN HERITAGE LIFE | $213 | — | $213 | 2.32% |
| EDGAR R LEHMAN SR.3 | 1060 WINCHESTER RD HUNTSVILLE, AL 35811 | AMERICAN HERITAGE LIFE | $75 | — | $75 | 0.82% |
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DR STE 280 BIRMINGHAM, AL 35243 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $839 | — | $839 | 15.00% |
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DR STE 280 BIRMINGHAM, AL 35243 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $219 | — | $219 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 194 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 197 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 189 | $2.0M |
| Dental(2 contracts, 2 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 340 | $146K |
| Vision | NATIONAL GUARDIAN LIFE | 145 | $27K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 73 | $15K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 102 | $6K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 225 | $34K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 188 | $1.8M |
| Other(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 442 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 442 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.