| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO OF AL INC | 11330 LAKEFIELD DR STE 100 JOHNS CREEK, GA 300971578 | METLIFE | $8K | $19 | $8K | 9.15% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO OF AL INC | P.O. BOX 70 WEST POINT, GA 318330070 | METLIFE | — | $276 | $276 | 0.32% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO | 303 KRYSTAL BLD 1 UNION SQUARE CHATTANOOGA, TN 37402 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $11K | $1K | $12K | 16.23% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES MACE BENEFITS GROUP INC | 5775 A GLENRIDGE DRIVE SUITE 175 ATLANTA, GA 30328 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 3.00% |
| ASHFORD ADVISORS INC3 | ONE RAVINIA DR 1750 ATLANTA, GA 30346 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $12 | — | $12 | 0.02% |
| ANTHONY SHAWN CARTER3 | 100 CONCOURSE PKWY STE 350 HOOVER, AL 352441835 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $974 | — | $974 | 5.38% |
| CHRISTOPHER CAMP3 | 100 CONCOURSE PKWY STE 350 HOOVER, AL 352441835 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $108 | — | $108 | 0.60% |
| CHRISTIA WOODFORD3 | 100 CONCOURSE PKWY STE 350 HOOVER, AL 352441835 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $65 | — | $65 | 0.36% |
| ALEXIS DAVIS3 | 100 CONCOURSE PKWY STE 350 HOOVER, AL 352441835 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $28 | — | $28 | 0.15% |
| RONDA BREWSTER3 | 100 CONCOURSE PKWY STE 350 HOOVER, AL 352441835 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $27 | — | $27 | 0.15% |
| LORI CASH-HOLDER3 | 100 CONCOURSE PKWY STE 350 HOOVER, AL 352441835 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $19 | — | $19 | 0.10% |
| JANSON CUTHRELL3 | 100 CONCOURSE PKWY STE 350 HOOVER, AL 352441835 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $9 | — | $9 | 0.05% |
| DANIEL MORREN3 | 100 CONCOURSE PKWY STE 350 HOOVER, AL 352441835 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| BEN WILLIAMS3 | 100 CONCOURSE PKWY STE 350 HOOVER, AL 352441835 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| ABLE BENEFIT SOLUTIONS3 | P.O. BOX 11407 BIRMINGHAM, AL 352462142 | HARTFORD LIFE AND ACCIDENT | $5 | — | $5 | 9.62% |
| RODNEY BROOKS3 | 495 WYNN DR HUNTSVILLE, AL 35805 | HARTFORD LIFE AND ACCIDENT | $2 | — | $2 | 3.85% |
| BRADFORD DILLION3 Filed as: BRADFORD S DILLION | 2 RIVERCHASE RIDGE 200 BIRMINGHAM, AL 35244 | HARTFORD LIFE AND ACCIDENT | $1 | — | $1 | 1.92% |
| JAMES M WATKINS3 Filed as: JAMES WATKINS | 495 WYNN DR HUNTSVILLE, AL 35805 | HARTFORD LIFE AND ACCIDENT | $1 | — | $1 | 1.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 193 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 193 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 193 | $882K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 101 | $77K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 101 | $77K |
| Life insurance(2 contracts, 2 carriers) | METLIFE | 261 | $86K |
| Short-term disability(3 contracts, 3 carriers) | METLIFE | 261 | $181K |
| Long-term disability | METLIFE | 261 | $86K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 193 | $882K |
| Other(5 contracts, 5 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 261 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.