| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GARRISON BLAKE PATTERSON3 | 3303 OVERBROOK ROAD MOUNTAIN BRK, AL 352133929 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 2.23% |
| LAKESHORE BENEFIT ALLIANCE LLC3 | 600 LUCKIE DR STE 315 BIRMINGHAM, AL 352232458 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 2.23% |
| RICHARD M. ADAMS3 | P. O. BOX 530510 BIRMINGHAM, AL 352530510 | UNITEDHEALTHCARE INSURANCE COMPANY | $289 | — | $289 | 0.08% |
| MURFEE MEADOWS INC3 Filed as: MURFEE MEADOWS, INC. | 120 OFFICE PARK DR SUITE 100 BIRMINGHAM, AL 352232426 | UNITEDHEALTHCARE INSURANCE COMPANY | $289 | — | $289 | 0.08% |
| ROBINSON ADAMS INSURANCE INC.3 | P.O. BOX 530510 BIRMINGHAM, AL 35253 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| MURFEE MEADOWS INC3 Filed as: MURFEE MEADOWS INC. | 120 OFFICE PARK DRIVE SUITE 100 BIRMINGHAM, AL 35223 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 6421 PERKINS ROAD BUILDING A BATON ROUGE, LA 70808 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $335 | $3K | 17.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6421 PERKINS ROAD BUILDING A BATON ROUGE, LA 70808 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $308 | $2K | 17.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 119 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 90 | $830K |
| Dental | HUMANA INSURANCE COMPANY | 66 | $30K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 197 | $357K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 127 | $14K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 127 | $15K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 90 | $830K |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 127 | $844K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.