| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SYNOVUS SECURITIES INC3 Filed as: SYNOVUS SECURITIES, INC. | P.O. BOX 2628 COLUMBUS, GA 319022628 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 13.79% |
| NANCY WATKINS3 Filed as: NANCY A WATKINS | 2008 CRAIG LANE HOOVER, AL 35226 | AFLAC | $545 | $25 | $570 | 2.90% |
| MICHAEL EDWARD TRIPKA3 | 142 PINECREST CIRCLE BLUFFTON, SC 29910 | AFLAC | $333 | $15 | $348 | 1.77% |
| CAROLINE HOWARD PEARCE3 | 1206 COLONIAL AVE GREENSBORO, NC 27408 | AFLAC | $282 | — | $282 | 1.43% |
| MICHAEL CRAIN3 Filed as: MICHAEL H RUDDER | 515 E HENDRON CHAPEL ROAD KNOXVILLE, TN 37920 | AFLAC | $282 | — | $282 | 1.43% |
| NICOLE L CARLSON3 | 217 PINEWOOD DRIVE HATTIESBURG, MS 39402 | AFLAC | $230 | — | $230 | 1.17% |
| MATTHEW SHANE STRONG3 | 4437 SOUNDSIDE DRIVE GULF BREEZE, FL 32563 | AFLAC | $196 | — | $196 | 1.00% |
| REID ALFORD3 Filed as: REID W. ALFORD | 4505 PINE TREE CIRCLE STE 201 BIRMINGHAM, AL 35243 | AFLAC | $185 | — | $185 | 0.94% |
| SUSAN T EUSEPI-GREEN3 Filed as: SUSAN B EMLEY | 4915 CARIBBEAN CT TEQUESTA, FL 33469 | AFLAC | $151 | — | $151 | 0.77% |
| SAIC INC3 Filed as: SAIC INC. | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $119 | $5 | $124 | 0.63% |
| JOHN B YARBOROUGH3 Filed as: JOHN B YARBOROGH | 113 MOUNTAIN OAKS DRIVE HOOVER, AL 35226 | AFLAC | $123 | — | $123 | 0.63% |
| REBECCA MAYES3 | 5007 SOUTHPARK DRIVE SUITE 200 G DURHAM, NC 27713 | AFLAC | $95 | — | $95 | 0.48% |
| REID ALFORD3 Filed as: REID W ALFORD | P.O. BOX 361544 BIRMINGHAM, AL 35236 | AFLAC | $87 | $5 | $92 | 0.47% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN SHELBY AMOS | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $67 | — | $67 | 0.34% |
| CORY L SMITH3 | 67 REGENT AVENUE BLUFFTON, SC 29910 | AFLAC | $65 | — | $65 | 0.33% |
| CASEY A CURLEE3 | 123 CENTER PARK DRIVE STE 102 KNOXVILLE, TN 37922 | AFLAC | $61 | — | $61 | 0.31% |
| JOSEPH E PARKER JR3 | 2516 OLD HIGHWAY 24 STE A HATTIESBURG, MS 39402 | AFLAC | $56 | — | $56 | 0.28% |
| ELIZABETH MANGUM3 Filed as: ELIZABETH W MANGUM | 3919 WENTWORTH DRIVE DURHAM, NC 27707 | AFLAC | $50 | — | $50 | 0.25% |
| KRISTIN SWISHER3 | 4975 LACROSS RD STE 201 NORTH CHARLESTON, SC 29406 | AFLAC | $46 | $3 | $49 | 0.25% |
| MARK BUTLER INC3 | 13155 A SHRINERS BLVD BILOXI, MS 39532 | AFLAC | $45 | — | $45 | 0.23% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $39 | — | $39 | 0.20% |
| NORMAN WILKINS3 Filed as: NORMAN C WILKINS | 405 COALMONT ROAD HELENA, AL 35080 | AFLAC | $38 | — | $38 | 0.19% |
| MKF & ASSOCIATES INC3 Filed as: MKF & ASSOCIATES INC. | 4505 PINE TREE CIR STE 201 BIRMINGHAM, AL 35243 | AFLAC | $32 | $5 | $37 | 0.19% |
| CHRISTOPHER WAYNE THOMPSON3 Filed as: CHRISTOPHER WAY THOMPSON | 1829 38TH STREET MERIDIAN, MS 39305 | AFLAC | $21 | — | $21 | 0.11% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE SUITE 602 DURHAM, NC 27707 | AFLAC | $20 | — | $20 | 0.10% |
| JOSEPH E HASKELL III3 | 112 BRAYS ISLAND LANE ST AUGUSTINE, FL 32092 | AFLAC | $18 | — | $18 | 0.09% |
| JERRY OLIVER CREECH3 | 233 MIDDLE STREET STE 214 NEW BERN, NC 28560 | AFLAC | $18 | — | $18 | 0.09% |
| MICHELE HASKELL3 | P.O. BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $18 | — | $18 | 0.09% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MICHAEL HANNANT | 7180 SW FIR LOOP STE 250 TIGARD, OR 97223 | AFLAC | $17 | — | $17 | 0.09% |
| D AND V BUTLER INC3 | 601 CRESTCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $17 | — | $17 | 0.09% |
| LARRY A WESTON JR3 Filed as: LARRY A WESTON JR. | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC | $17 | — | $17 | 0.09% |
| GARY A DEAL3 | 13310 SAINT TROPEZ CIRCLE PALM BEACH GARDENS, FL 33410 | AFLAC | $15 | — | $15 | 0.08% |
| AMY H COVINGTON3 | 440 PINCKNEY COLONY ROAD BLUFFTON, SC 29909 | AFLAC | $12 | $3 | $15 | 0.08% |
| CHRISTINE M SINTAY3 | 6801 LAKE WORTH RD STE 113 LAKE WORTH, FL 33467 | AFLAC | $13 | — | $13 | 0.07% |
| JERRY OLIVER CREECH3 | 233 MIDDLE STREET STE 107 A NEW BERN, NC 28560 | AFLAC | $12 | — | $12 | 0.06% |
| H STEEDLEY CANDLER3 | 1363 HEADQUARTERS PLANTATION DRIVE JOHNS ISLAND, SC 29455 | AFLAC | $12 | — | $12 | 0.06% |
| JOSEPH PEREZ3 | 3313 HORSE PEN CREEK ROAD UNIT 1H GREENSBORO, NC 27410 | AFLAC | $11 | — | $11 | 0.06% |
| RACHAEL A SHARPLESS3 | 1431 NE 55TH STREET FT LAUDERDALE, FL 33334 | AFLAC | $11 | — | $11 | 0.06% |
| KIMBERLY HALL3 Filed as: KIMBERLY C HALL | 243 ROCK INN PT CROPWELL, AL 35054 | AFLAC | $11 | — | $11 | 0.06% |
| MARCO JOE KLIMEK3 | 1501 LYNDON B JOHNSON FWY STE 660 DALLAS, TX 75234 | AFLAC | $10 | — | $10 | 0.05% |
| E HUDSON & ASSOCIATES INC3 | P.O. BOX 7070 JUPITER, FL 33468 | AFLAC | $10 | — | $10 | 0.05% |
| JUDSON T LAW3 | 7654 WILLOW WALK LN EAGLE MOUNTAIN, UT 84005 | AFLAC | $10 | — | $10 | 0.05% |
| TEATOR'S INS PROTECTION SERVICES3 | 524 TROUTWOOD PL FUQUAY VARINA, NC 27526 | AFLAC | $9 | — | $9 | 0.05% |
| THOMAS STUBBS3 Filed as: THOMAS C OBRIAN | 111 N NORTHSHORE DR NTE N425 KNOXVILLE, TN 37919 | AFLAC | $8 | — | $8 | 0.04% |
| MARTHA B MILLER3 | 1007 N 6TH STREET BESSEMER CITY, NC 28016 | AFLAC | $8 | — | $8 | 0.04% |
| LELAND E MCCRAVY3 | 9736 SPYGLASS DRIVE VILLA RICA, GA 30180 | AFLAC | $5 | — | $5 | 0.03% |
| WILLIAM P FLEMING3 | 1511 BRENTWOOD PLACE MORGANTON, NC 28655 | AFLAC | $5 | — | $5 | 0.03% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | AFLAC | $5 | — | $5 | 0.03% |
| M PEARSON ASSOCIATES CORP3 | 1250 OLD DIXIE HWY SUITE 201 LAKE PARK, FL 33403 | AFLAC | $4 | — | $4 | 0.02% |
| WILLIAM FRANKLIN LEE3 | 5801 SEABUOY CIRCLE WILMINGTON, NC 28409 | AFLAC | $4 | — | $4 | 0.02% |
| J C ADAMS INC3 Filed as: J C ADAMS INC. | 6001 CHATHAM CENTER DR STE 190 OCALA, FL 34479 | AFLAC | $4 | — | $4 | 0.02% |
| DAVID K MOBLEY3 | 12620-3 BEACH BLVD 16612620 JACKSONVILLE, FL 32246 | AFLAC | $4 | — | $4 | 0.02% |
| ZORAIDA ROSADO3 | 5203 SE 43RD TRCE OKEECHOBEE, FL 34974 | AFLAC | $4 | — | $4 | 0.02% |
| JOHN ARIANSEN3 | P.O. BOX 18214 GREENSBORO, NC 27419 | AFLAC | $4 | — | $4 | 0.02% |
| DEBRA A ROSENBERGER3 | 122 MID TOWN SQ ANDERSON, SC 29621 | AFLAC | $4 | — | $4 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD F BROWN | 5150 BAY TOWN CONWAY, AL 72034 | AFLAC | $4 | — | $4 | 0.02% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PARWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $4 | — | $4 | 0.02% |
| IVORY E LUKE3 | P.O. BOX 143 LEXINGTON, SC 29071 | AFLAC | $3 | — | $3 | 0.02% |
| JOHN D TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29071 | AFLAC | $3 | — | $3 | 0.02% |
| SHANNON L TROWBRIDGE3 | 126 CYPRESS VIEW DRIVE GOOSE CREEK, SC 29445 | AFLAC | $3 | — | $3 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD JOE BENTLEY | 6301 FIELDCREST DRIVE FORT SMITH, AR 72916 | AFLAC | $3 | — | $3 | 0.02% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PL MANAKIN SABOT, VA 23103 | AFLAC | $3 | — | $3 | 0.02% |
| DAVID J MCCLELLAN3 Filed as: DAVID JOHN HANNANT | 11811 NE 1ST ST SUITE A203 BELLEVUE, WA 98005 | AFLAC | $3 | — | $3 | 0.02% |
| DEBRA A ROSENBERGER3 | 713 COLLEGE AVENUE ANDERSON, SC 29621 | AFLAC | $3 | — | $3 | 0.02% |
| C HARVEY KING3 | P.O. BOX 45 WEST JEFFERSON, NC 28694 | AFLAC | $3 | — | $3 | 0.02% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DRIVE KNOXVILLE, TN 37922 | AFLAC | $2 | — | $2 | 0.01% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $2 | — | $2 | 0.01% |
| WILLIAM FRANKLIN LEE3 | 433 CAMWAY DRIVE WILMINGTON, NC 28403 | AFLAC | $2 | — | $2 | 0.01% |
| KRISTIN SWISHER3 | 852 LOWCOUNTRY BLVD STE 110 MT PLEASANT, SC 29464 | AFLAC | $1 | — | $1 | 0.01% |
| BRENT L GOODE3 | 2000 GLEN ECHO ROAD STE 204 NASHVILLE, TN 37215 | AFLAC | $1 | — | $1 | 0.01% |
| ERIC W HIRSCHKORN3 | 2440 SAN PIETRO CIRCLE PALM BEACH GARDENS, FL 33410 | AFLAC | $1 | — | $1 | 0.01% |
| BRANDON C ADAMS3 | 321 SOUTHLAKE DRIVE SAINT AUGUSTINE, FL 32092 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES R HILL JR3 Filed as: JAMES R HILL JR. | 7021 MARSEILLES CT SUMMERFIELD, NC 27358 | AFLAC | $1 | — | $1 | 0.01% |
| HAROLD L STAFFORD3 | 15655 77TH TRL N PALM BEACH GARDENS, FL 33418 | AFLAC | $1 | — | $1 | 0.01% |
| SYNOVUS SECURITIES INC3 Filed as: SYNOVUS SECURITIES, INC. | 1137 1ST AVE 2ND FLOOR COLUMBUS, GA 31901 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 9.63% |
| THE MATHIS-HILL-ROBERTSON AGENCY3 Filed as: THE MATHIS-HILL ROBERTSON AGENCY | 5040 ROSWELL ROAD SUITE 100 ATLANTA, GA 30342 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $23 | — | $23 | 0.20% |
| PHILLIP GOODRUM3 Filed as: PHILLIP LATHAM | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $354 | — | $354 | 4.29% |
| CLINTON POLLEY GROUP3 Filed as: CLINTON MCLAIN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $295 | — | $295 | 3.58% |
| G SCOTT COOKE3 Filed as: SCOTT PRICHETT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $230 | — | $230 | 2.79% |
| PHILIP NICHOLS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $149 | — | $149 | 1.81% |
| JAMIE A CONTRERAS-VESTAL3 Filed as: JAMIE BATES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $140 | — | $140 | 1.70% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS N. WOOTEN, III | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $95 | — | $95 | 1.15% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE B. BANKS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $49 | — | $49 | 0.59% |
| MARILYN B BOWLING3 Filed as: MARILYN WIGGINS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $45 | — | $45 | 0.55% |
| LISA A PERRI3 Filed as: LISA M. DESROCHES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4 | — | $4 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 121 | $836K |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 121 | $836K |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 136 | $49K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 136 | $45K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 136 | $37K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 136 | $37K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 121 | $836K |
| Other(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 136 | $893K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 136 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.