| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 11 NORTH WATER ST STE 19290 MOBILE, AL 36602 | LINCOLN NATIONAL LIFE INSURANCE CO | $6K | $0 | $6K | 12.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 11 NORTH WATER ST STE 19290 MOBILE, AL 36602 | UNION SECURITY INSURANCE COMPANY | $5K | $385 | $5K | 21.57% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 11 NORTH WATER ST STE 19290 MOBILE, AL 36602 | LINCOLN NATIONAL LIFE INSURANCE CO | $2K | $0 | $2K | 12.00% |
| PETRA RMS LLC3 Filed as: PETRA RMS | 2140 11TH AVE S STE 400 BIRMINGHAM, AL 35205 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $0 | $2K | 14.78% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INS SVC W | PO BOX 101162 PASADENA, CA 91189 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $414 | $414 | 2.58% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | PO BOX 11587 BIRMINGHAM, AL 35202 | SUN LIFE ASSURANCE COMPANY OF CANADA | $391 | $0 | $391 | 2.43% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | PO BOX 730416 DALLAS, TX 75373 | SUN LIFE ASSURANCE COMPANY OF CANADA | $384 | $0 | $384 | 2.39% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 11 NORTH WATER ST STE 19290 MOBILE, AL 36602 | LINCOLN NATIONAL LIFE INSURANCE CO | $2K | $0 | $2K | 12.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 11 NORTH WATER ST STE 19290 MOBILE, AL 36602 | LINCOLN NATIONAL LIFE INSURANCE CO | $949 | $0 | $949 | 7.00% |
| ROGERS BENEFIT GROUP INC3 Filed as: JOHN ROGERS | 501 BOYLSTON ST STE 300 BOSTON, MA 02116 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 18.27% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 11 NORTH WATER ST STE 19290 MOBILE, AL 36602 | LINCOLN NATIONAL LIFE INSURANCE CO | $423 | $0 | $423 | 12.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 11 NORTH WATER ST STE 19290 MOBILE, AL 36602 | DENTICARE OF ALABAMA INC | $94 | $5 | $99 | 10.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 241 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 241 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 241 | $852K |
| Dental(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 241 | $869K |
| Vision | LINCOLN NATIONAL LIFE INSURANCE CO | 87 | $14K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE CO | 91 | $61K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE CO | 53 | $15K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE CO | 34 | $19K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 241 | $852K |
| Other(5 contracts, 5 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 241 | $905K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 241 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.