| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAURA ALGREN3 | 10707 66TH STREET, SUITE 16 PINELLAS PARK, FL 33782 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 1.72% |
| LAURA ALGREN3 | 10707 66TH STREET, SUITE 16 PINELLAS PARK, FL 33782 | HARTFORD LIFE AND ACCIDENT | $527 | — | $527 | 20.00% |
| LAURA ALGREN3 | 10707 66TH STREET, SUITE 16 PINELLAS PARK, FL 33782 | HARTFORD LIFE AND ACCIDENT | $321 | — | $321 | 15.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 520 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 520 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 520 | $145K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 520 | $78K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 520 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 520 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.