| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS E. POPE3 Filed as: THOMAS E. POPE AND OTHER AGENTS | 2501 LAKESIDE PARKWAY, SUITE 213 FLOWER MOUND, TX 75022 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $122K | $61K | $184K | 23.47% |
| MICHELE E. SELLORS3 | 504 TIMBER LAKE DRIVE SOUTHLAKE, TX 76092 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $22K | $7K | $29K | 3.71% |
| JASON EVERETT3 Filed as: JASON W. EVERETT | 6 WESTIN CIRCLE CONWAY, AR 72034 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $21K | $5K | $26K | 3.36% |
| TREVOR GILBERT3 | 5217 LOCUST GROVE ROAD GARLAND, TX 75043 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | $9K | $13K | 1.63% |
| ERIC A. DICKEY3 | 3141 DOGWOOD LANE PARIS, TX 75460 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | $10K | $11K | 1.36% |
| SCARLETH A. MOSQUERA3 | 5151 BENT TREE FOREST DRIVE DALLAS, TX 75248 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $746 | $7K | $8K | 1.00% |
| STEVEN GAITHER3 Filed as: STEVEN B. GAITHER | 8329 LINDSAY GARDENS THE COLONY, TX 75056 | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | $937 | $8K | 0.96% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $5K | $4K | $9K | 3.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,716 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,716 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 4,298 | $1.9M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 4,298 | $1.9M |
| Life insurance(2 contracts, 2 carriers) | LIBERTY NATIONAL LIFE INSURANCE COMPANY | 1,716 | $1.0M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 297 | $250K |
| Other(3 contracts, 3 carriers) | LIBERTY NATIONAL LIFE INSURANCE COMPANY | 1,716 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,298 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.