| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ABLE BENEFIT SOLUTIONS3 Filed as: ABLE BENEFIT SOULUTIONS | P.O. BOX 11407 BIRMINGHAM, AL 352462142 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $261 | $2K | 10.06% |
| RANDALL TUCKER3 Filed as: RANDALL H. TUCKER JR. | 4465 PARK BLVD MONTGOMERY, AL 36116 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $987 | — | $987 | 4.00% |
| BRADFORD DILLION3 Filed as: BRADFORD S. DILLION | 2 RIVERCHASE RIDGE #200 BIRMINGHAM, AL 35244 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $247 | — | $247 | 1.00% |
| RICHARD E. BYRD3 | 3713 TUDOR LN S MOBILE, AL 36608 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $247 | — | $247 | 1.00% |
| ABLE BENEFIT SOLUTIONS3 Filed as: ABLE BENEFIT SOULUTIONS | P.O. BOX 11407 BIRMINGHAM, AL 352462142 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $230 | $2K | 10.06% |
| RANDALL TUCKER3 Filed as: RANDALL H. TUCKER JR. | 4465 PARK BLVD MONTGOMERY, AL 36116 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $865 | — | $865 | 4.00% |
| BRADFORD DILLION3 Filed as: BRADFORD S. DILLION | 2 RIVERCHASE RIDGE #200 BIRMINGHAM, AL 35244 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $216 | — | $216 | 1.00% |
| RICHARD E. BYRD3 | 3713 TUDOR LN S MOBILE, AL 36608 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $216 | — | $216 | 1.00% |
| ABLE BENEFIT SOLUTIONS3 Filed as: ABLE BENEFIT SOULUTIONS | P.O. BOX 11407 BIRMINGHAM, AL 352462142 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $140 | $2K | 9.83% |
| RANDALL TUCKER3 Filed as: RANDALL H. TUCKER JR. | 4465 PARK BLVD MONTGOMERY, AL 36116 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $670 | — | $670 | 4.00% |
| BRADFORD DILLION3 Filed as: BRADFORD S. DILLION | 2 RIVERCHASE RIDGE #200 BIRMINGHAM, AL 35244 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $167 | — | $167 | 1.00% |
| RICHARD E. BYRD3 | 3713 TUDOR LN S MOBILE, AL 36608 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $167 | — | $167 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 144 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 144 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 110 | $882K |
| Dental | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 110 | $882K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 144 | $17K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 141 | $22K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 110 | $882K |
| Other(3 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 144 | $923K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 144 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.