| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| S S NESBITT & CO INC3 Filed as: SS NESBITT AND CO INC | 3500 BLUE LAKE DRIVE BIRMINGHAM, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $153 | $2K | 6.95% |
| SUZANNE M CALHOUN3 | 3104 HADDONSTONE DRIVE OWENS X RD, AL 35763 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $130 | $1K | 4.86% |
| AIMEE STONE3 | 2317 GARLAND DRIVE BIRINGHAM, AL 35216 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $390 | $61 | $451 | 1.57% |
| TODD BOOZER3 Filed as: TODD A BOOZER | 2900 CAHABA ROAD BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $299 | $29 | $328 | 1.14% |
| DONNIE HILL LLC3 | PO BOX 10072 HUNTSVILLE, AL 35801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $100 | $20 | $120 | 0.42% |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | $43 | $120 | 0.42% |
| S S NESBITT & CO INC3 Filed as: SS NESBITT & CO INC | 3500 BLUE LAKE DRIVE SUITE 120 VESTAVIA, AL 35243 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $704 | $3K | 18.78% |
| S S NESBITT & CO INC3 Filed as: SS NESBITT & CO INC | 3500 BLUE LAKE DRIVE SUITE 120 VESTAVIA, AL 35243 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $654 | $3K | 19.46% |
| S S NESBITT & CO INC3 Filed as: SS NESBITT & CO INC | 3500 BLUE LAKE DRIVE SUITE 120 VESTAVIA, AL 35243 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $505 | $3K | 18.49% |
| S S NESBITT & CO INC3 Filed as: SS NESBITT & CO INC | 3500 BLUE LAKE DRIVE SUITE 120 VESTAVIA, AL 35243 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $611 | $3K | 19.30% |
| ALAN BECK3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $880 | — | $880 | 6.70% |
| CORINA SALAZAR3 Filed as: CORINA HOLLIS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $596 | — | $596 | 4.54% |
| BAILEY & ASSOCIATES FINANCIAL3 Filed as: BAILEY MAZE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $529 | — | $529 | 4.03% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA SIMPSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $492 | — | $492 | 3.75% |
| TORI L FENEMOR3 Filed as: TORI SOUTHERLAND | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $486 | — | $486 | 3.70% |
| RICHARD G MCGOWAN3 Filed as: RICHARD BRANDT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $413 | — | $413 | 3.15% |
| MICHAEL B MURPHY3 Filed as: MICHAEL ISOM | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $327 | — | $327 | 2.49% |
| LISA A PERRI3 Filed as: LISA S BECK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $307 | — | $307 | 2.34% |
| CYNDI NAGASHIMA3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $279 | — | $279 | 2.13% |
| ELIZABETH MARIE LANGEVIN3 Filed as: ELIZABETH ELDRIDGE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $209 | — | $209 | 1.59% |
| MARTI STATLER3 Filed as: MARTI JENKINS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $207 | — | $207 | 1.58% |
| CHARLSIE BURLEY3 Filed as: CHARLSIE CORUM | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$38 | — | -$38 | -0.29% |
| CHRISTAN JENKINS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$80 | — | -$80 | -0.61% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN ENDRESS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$142 | — | -$142 | -1.08% |
| COUPAL FRANCES RICE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$218 | — | -$218 | -1.66% |
| DONNIE GLASGOW3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$472 | — | -$472 | -3.60% |
| TIMOTHY J REED3 Filed as: TIMOTHY TURK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$861 | — | -$861 | -6.56% |
| LINDSEY BUSINESS GROUP, LLC3 Filed as: LINDSEY HENDRIX | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$1K | — | -$1K | -8.13% |
| S S NESBITT & CO INC3 Filed as: SS NESBIT AND CO INC | 3500 BLUE LAKE DRIVE SUITE 120 BIRMINGHAM, AL 35243 | COMPBENEFITS INSURANCE COMPANY | $942 | — | $942 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | COMPBENEFITS INSURANCE COMPANY | 53 | $9K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 156 | $14K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 155 | $19K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 25 | $14K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 121 | $106K |
| Other(4 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 156 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.