No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 63-0103830 INSURANCE PROVIDER | Other insurance fees and expenses; Direct payment from the plan Service code 50 | 45 RICERCHASE PARKWAY EAST BIRMINGHAM, AL 35298 | $1.0M |
| BHA CONSULTING LLC EIN 58-1887148 ACTUARIAL | Direct payment from the plan; Actuarial Service code 11 | 5400 LAUREL SPRINGS PARKWAY STE1306 SUWANEE, GA 30024 | $45K |
| WEDGE CAPITAL MANAGEMENT EIN 56-1557450 INVESTMENT MANAGER | Investment management fees paid directly by plan; Investment management Service code 28 | 301 SOUTH COLLEGE ST 2920 CHARLOTTE, NC 28202 | $39K |
| STEVEN D EISENBERG CPA, P.A. EIN 65-0140643 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | 7700 CONGRESS AVENUE 1128 BOCA RATON, FL 33487 | $39K |
| MATT STRINGER EIN 63-6055108 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 801 ST FRANCIS STREET MOBILE, AL 36602 | $37K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-2432390 INVESTMENT ADVISORY | Direct payment from the plan; Investment advisory (plan) Service code 27 | 7402 HODGSON MEMOTIAL DR STE 100 SAVANNAH, GA 31406 | $28K |
| ANNETTE PARKER EIN 63-6055108 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | 801 ST FRANCIS STREET MOBILE, AL 36602 | $23K |
| KELSEY VRIEZE EIN 63-6055108 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 801 ST FRANCIS STREET MOBILE, AL 36602 | $20K |
| LOPER LAW LLC EIN 83-2118591 ATTORNEY | Legal; Direct payment from the plan Service code 29 | 452 GOVERNMENT STREET STE E MOBILE, AL 36602 | $14K |
| NATALIE PARKER EIN 63-6055108 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 801 ST FRANCIS STREET MOBILE, AL 36602 | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,270 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,270 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 0 | $1.0M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 0 | $1.0M |
| Vision | BLUE CROSS BLUE SHIELD OF ALABAMA | 0 | $1.0M |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 0 | $47K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 0 | $47K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 0 | $586K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.