| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PRIESTLEY COMPANY3 | 3100 SUNVIEW DR, STE 100 BIRMINGHAM, AL 35209 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $4K | — | $4K | 15.00% |
| THE PRIESTLEY COMPANY3 | 3500 BLUELAKE DR STE 280 BIRMINGHAM, AL 35243 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| THE PRIESTLEY COMPANY3 | 3500 BLUELAKE DR STE 280 BIRMINGHAM, AL 35243 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| THE PRIESTLEY COMPANY3 | 3500 BLUELAKE DR STE 280 BIRMINGHAM, AL 35243 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| THE PRIESTLEY COMPANY3 | 3100 SUNVIEW DR, STE 100 BIRMINGHAM, AL 35209 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $2K | — | $2K | 15.00% |
| THE PRIESTLEY COMPANY3 | 3500 BLUELAKE DR STE 280 BIRMINGHAM, AL 35243 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| THE PRIESTLEY COMPANY3 | 3100 SUNVIEW DR, STE 100 BIRMINGHAM, AL 35209 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $1K | — | $1K | 15.00% |
| THE PRIESTLEY COMPANY3 | 3500 BLUELAKE DR, STE 280 BIRMINGHAM, AL 35243 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $492 | — | $492 | 15.00% |
| THE PRIESTLEY COMPANY | 3500 BLUELAKE DR STE 280 BIRMINGHAM, AL 35243 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $318 | — | $318 | 14.99% |
| THE PRIESTLEY COMPANY3 | 3500 BLUELAKE DR STE 280 BIRMINGHAM, AL 35243 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $23 | — | $23 | 15.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(5 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 154 | $67K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 107 | $22K |
| Long-term disability(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 154 | $36K |
| Other(3 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 154 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 154 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.