| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA, INC. | 2101 6TH AVENUE NORTH, SUITE 725 BIRMINGHAM, AL 35203 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14K | $3K | $17K | 16.94% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA, INC. | 2101 6TH AVENUE NORTH, SUITE 725 BIRMINGHAM, AL 35203 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $95 | $5K | 9.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA, INC. | PO BOX 2407 MOBILE, AL 36652 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $917 | $917 | 1.60% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA, INC. | 2101 6TH AVENUE, SUITE 1200 BIRMINGHAM, AL 35203 | VISION SERVICE PLAN | $435 | $0 | $435 | 5.00% |
| JOHN JONES JR3 Filed as: JOHN V JONES JR | 9499 THOROUGHBRED RUN FAIRHOPE, AL 36532 | AFLAC | $1K | $0 | $1K | 21.51% |
| PETE CANARELA3 | 21036A STATE HIGHWAY 181 SUITE 102B FAIRHOPE, AL 36532 | AFLAC | $154 | $0 | $154 | 3.12% |
| WILLIS TOWERS WATSON US LLC3 Filed as: DEBORAH C WILLIS | 27405 POLARIS STREET ORANGE BEACH, AL 36561 | AFLAC | $135 | $0 | $135 | 2.73% |
| SUPPLEMENTAL SPECIALISTS INC3 Filed as: SUPPLEMENTAL SPCS AND OTHER AGENTS | 25405 PERDIDO BEACH BOULEVARD SUITE 21-226 ORANGE BEACH, AL 36561 | AFLAC | $102 | $0 | $102 | 2.07% |
| ASHLEY CROOK3 Filed as: ASHLEY L CROOK | 111 DAUPHIN STREET MOBILE, AL 36602 | AFLAC | $97 | $0 | $97 | 1.96% |
| SAIC INC3 Filed as: SAIC INC. | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $48 | $0 | $48 | 0.97% |
| BRENDA WALLACE3 Filed as: BRENDA C WALLACE | PO BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $47 | $0 | $47 | 0.95% |
| JOHN JONES JR3 Filed as: JOHN V JONES JR | 9499 THOROUGHBRED RUN FAIRHOPE, AL 36532 | AFLAC | $89 | $0 | $89 | 6.61% |
| GEORGE C WALLACE3 | PO BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $58 | $0 | $58 | 4.31% |
| MJ INSURANCE3 Filed as: PETE CANARELA AND VARIOUS AGENTS | 21036A STATE HIGHWAY 181 SUITE 102B FAIRHOPE, AL 36532 | AFLAC | $41 | $0 | $41 | 3.04% |
| RONALD EUGENE WALLACE3 | PO BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $26 | $0 | $26 | 1.93% |
| BRENDA WALLACE3 Filed as: BRENDA C WALLACE | PO BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $25 | $0 | $25 | 1.86% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, OH 31907 | AFLAC | $18 | $0 | $18 | 1.34% |
| JOHNATHON E POINTER3 | 9224 THOROUGHBRED RUN FAIRHOPE, AL 36532 | AFLAC | $15 | $0 | $15 | 1.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 443 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 443 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $57K |
| Vision | VISION SERVICE PLAN | 75 | $9K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 443 | $101K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 443 | $101K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 443 | $107K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 443 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.