| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC, GEORGIA'S | DIGITAL INSURANCE 400 GALLERIA PARKWAY #300 ATLANTA, GA 303393182 | HEALTHNET | $24K | — | $24K | 5.96% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA | 2101 6TH AVENUE N SUITE 1200 BIRMINGHAM, AL 352032775 | METLIFE | $47K | — | $47K | 14.69% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 175 S SAN ANTONIO RD #101 LOS ALTOS, CA 940223748 | KAISER FOUNDATION HEALTH PLAN INC. | $13K | — | $13K | 4.52% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA | 2101 6TH AVENUE N SUITE 1200 BIRMINGHAM, AL 352032775 | LLOYDS | $21K | — | $21K | 9.43% |
| UTIC INSURANCE COMPANY3 | 450 RIVERCHASE PARKWAY EAST BIRMINGHAM, AL 35244 | LLOYDS | — | $21K | $21K | 9.43% |
| BERNIE LOWE & ASSOCIATES INC3 Filed as: BERNIE LOWE & ASSOCIATES | 1555 SE DELAWARE AVENUE, SUITE A ANKENY, IA 500214011 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $2K | $5K | 4.47% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA | 2101 6TH AVENUE NORTH SUITE 725 BIRMINGHAM, AL 352032776 | AMERITAS LIFE INSRUANCE CORP. OF NEW YORK | $8K | — | $8K | 10.00% |
| DAVID WOODRUFF3 | 1150 JULIAN DR STE 100 WATKINSVILLE, GA 306775966 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 10.00% |
| BERNIE LOWE & ASSOCIATES INC3 | 1555 SE DELAWARE AVENUE, SUITE A ANKENY, IA 50021 | UNION SECURITY INSURANCE COMPANY | $3K | — | $3K | 5.49% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 400 GALLERIA PKWY #300 ATLANTA, GA 30339 | DENTAL HEALTH SERVICES OF CALIFORNIA | $5K | — | $5K | 10.00% |
| JANICE KAY BEATY3 Filed as: JANICE BEATY | #3 BRAMLETTE PLACE LONGVIEW, TX 75601 | AFLAC | $4K | $44 | $4K | 10.80% |
| KIMBERLEY D GERACI3 Filed as: KIMBERLEY GERACI | 8701 FM 1448 WINNSBORO, TX 75494 | AFLAC | $542 | $156 | $698 | 1.68% |
| RONNIE WEBBER3 | 411 GREEN MEADOW TRAIL HOLLY LAKE RANCH, TX 75765 | AFLAC | $632 | $8 | $640 | 1.54% |
| BENEFITS AT WORK LLC3 Filed as: BENEFITS AT WORK, LLC | 712 S CHILTON AVENUE TYLER, TX 75701 | AFLAC | $418 | $8 | $426 | 1.03% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT GUTHRIE | 5401 ASHBURY COURT TYLER, TX 75703 | AFLAC | $310 | — | $310 | 0.75% |
| JEANNETTE FATHERREE3 | 11876 MOORHEN CIRCLE FORT WORTH, TX 76244 | AFLAC | $234 | $31 | $265 | 0.64% |
| DEBORAH LEE STANLEY3 Filed as: DEBORAH STANLEY | 3727 COLONY PARK DR TYLER, TX 75701 | AFLAC | $218 | — | $218 | 0.52% |
| DEBBIE TOWNSEND3 | PO BOX 6881 TYLER, TX 75711 | AFLAC | $214 | — | $214 | 0.52% |
| FRANKLIN R DAVIES3 Filed as: FRANKLIN DAVIES | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | AFLAC | $162 | — | $162 | 0.39% |
| MICHAEL FATHERREE3 | 11876 MOORHEN CIRCLE FORT WORTH, TX 76244 | AFLAC | $126 | $31 | $157 | 0.38% |
| GAYLEAN INSURANCE AGENCY INC3 | PO BOX 797 SULPHUR SPRINGS, TX 75463 | AFLAC | $137 | — | $137 | 0.33% |
| LINDA STAGGS-LOPEZ3 | 3508 OMAR LANE PLANO, TX 75023 | AFLAC | $129 | — | $129 | 0.31% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 327 S WALNUT STREET FLORENCE, AL 35630 | AFLAC | $89 | $31 | $120 | 0.29% |
| SHAWN M GRAMMER3 Filed as: SHAWN GRAMMER | 8143 FM 1616 ATHENS, TX 75752 | AFLAC | $117 | — | $117 | 0.28% |
| CYNTHIA SMITH3 | 109 LEGENDS COURT, SUITE A LINDALE, TX 75771 | AFLAC | $109 | — | $109 | 0.26% |
| CYNTHIA VENTRESS3 | 13939 VINEHILL DRIVE SUGARLAND, TX 77498 | AFLAC | $64 | — | $64 | 0.15% |
| MARTHA MCBRAYER3 | 208 ANN DRIVE MARSHALL, TX 75672 | AFLAC | $40 | — | $40 | 0.10% |
| RONALD GRAVES3 | 3403 ELM KNOLL ST SAN ANTONIO, TX 78230 | AFLAC | $36 | — | $36 | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: CHARLOTTE WARFORD-BROWN | PO BOX 8619 SPRINGDALE, AR 72766 | AFLAC | $22 | — | $22 | 0.05% |
| SANDRA SHARPE3 | 406 W HILL STREET CARTHAGE, TX 75633 | AFLAC | $20 | — | $20 | 0.05% |
| D AND V BUTLER INC3 Filed as: D AND V BUTLER, INC. | 601 CRESENT BLVD #102 RIDGELAND, MS 39157 | AFLAC | $17 | — | $17 | 0.04% |
| BRADLEY S JONES3 Filed as: BRADLEY JONES | 19 BRITISH AMERICAN BLVD WEST LATHAM, NY 12110 | AFLAC | $11 | — | $11 | 0.03% |
| TAMELA GALE WELLBORN3 Filed as: TAMELA WELLBORN | 117 OLIVER STREET DOUGLASSVILLE, TX 75560 | AFLAC | $10 | — | $10 | 0.02% |
| ROY CHAVERS3 | 2401 BELMONT PLACE PLANO, TX 75023 | AFLAC | $9 | — | $9 | 0.02% |
| PERRY HALL3 | PO BOX 5107 TEXARKANA, TX 75505 | AFLAC | $6 | — | $6 | 0.01% |
| CHARLES HAMM3 | 9602 PHILMONT DRIVE HOUSTON, TX 77080 | AFLAC | $5 | — | $5 | 0.01% |
| JOYCE MASON3 | 3791 DELOACH STREET PENSACOLA, FL 32514 | AFLAC | $4 | — | $4 | 0.01% |
| RICHARD COLE JR.3 Filed as: RICHARD COLE JR | 2504 PECAN STREET TEXARKANA, AR 71854 | AFLAC | $3 | — | $3 | 0.01% |
| CAROLYN J LEE3 Filed as: CAROLYN LEE | 1412 MAIN STREET, SUITE 504 TEXARKANA, TX 75501 | AFLAC | $2 | — | $2 | 0.00% |
| JEFFERY TAL WEBB3 Filed as: JEFFERY WEBB | 900 PIERREMONT ROAD, SUITE 114 SHREVEPORT, AR 71106 | AFLAC | $1 | — | $1 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | EYEMED VISION CARE | $2K | — | $2K | 14.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,857 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,857 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 282 | $3.9M |
| Dental(5 contracts, 5 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 282 | $2.7M |
| Vision | EYEMED VISION CARE | 78 | $11K |
| Life insurance | METLIFE | 1,269 | $318K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 290 | $140K |
| Prescription drug(2 contracts) | BLUE CROSS BLUE SHIELD OF ALABAMA | 282 | $3.6M |
| Stop-loss / reinsurancereinsurance | LLOYDS | 1,102 | $219K |
| Other(4 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 1,269 | $4.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,269 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.