| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN AND HALL, INC. | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35253 | HARTFORD LIFE AND ACCIDENT | $5K | $307 | $6K | 10.69% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN AND HALL, INC. | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $410 | $7K | 14.34% |
| PAIGE PHILLIPS3 Filed as: PAIGE PHILLIPS AGENCY, LLC | 1434 HIGHWAY 301 CALERA, AL 35040 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 2.24% |
| ROBERT H STONE SR3 Filed as: ROBERT H. STONE SR. | 3604 COVENTRY CIRCLE VESTAVIA, AL 35243 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $752 | $22 | $774 | 1.67% |
| DAN HENRY SINGLEY III3 | 4268 SHARPSBURG DRIVE MOUNTAIN BROOK, AL 35213 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $743 | $0 | $743 | 1.61% |
| AIMEE STONE3 | 3604 COVENTRY CIRCLE VESTAVIA, AL 35243 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $609 | $0 | $609 | 1.32% |
| MJ INSURANCE3 Filed as: LISA MARIE HALL AND VARIOUS AGENTS | 113 WOODBERRY CROSSETT, AR 71635 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $297 | $0 | $297 | 0.64% |
| CAROLE H WARREN3 Filed as: CAROLE H. WARREN | 2716 HANOVER CIIRCLE SOUTH SUITE 801 BIRMINGHAM, AL 35205 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $114 | $0 | $114 | 0.25% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL, INC. | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $64 | $4K | 13.63% |
| DAN HENRY SINGLEY III3 | 4268 SHARPSBURG DRIVE MOUNTAIN BROOK, AL 35213 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $583 | $0 | $583 | 1.78% |
| AIMEE STONE3 | 3604 COVENTRY CIRCLE VESTAVIA, AL 35243 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $320 | $0 | $320 | 0.98% |
| D'ARCIPRETE & ASSOCIATES INC3 Filed as: D'ARCIPRETE ASSOC. AND OTHER AGENTS | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $305 | $0 | $305 | 0.93% |
| ROBERT H STONE SR3 Filed as: ROBERT H. STONE SR. | 3604 COVENTRY CIRCLE VESTAVIA, AL 35243 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $209 | $3 | $212 | 0.65% |
| PAIGE PHILLIPS3 Filed as: PAIGE PHILLIPS AGENCY, LLC | 1434 HIGHWAY 301 CALERA, AL 35040 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $158 | $0 | $158 | 0.48% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $127 | $0 | $127 | 0.39% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN AND HALL, INC. | 115 OFFICE PARK DRIVE, SUITE 200 MOUNTAIN BROOK, AL 35253 | AMERITAS LIFE INSURANCE CORPORATION | $1K | $412 | $2K | 12.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 90 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 34 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AMERITAS LIFE INSURANCE CORPORATION | 162 | $14K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 142 | $52K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 142 | $52K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 142 | $52K |
| Other(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 142 | $135K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 162 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.