| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL HUNTER3 | PO BOX 2826 MUSCLE SHOALS, AL 35662 | VISION SERVICE PLAN | — | — | $0 | — |
| MARILYN HUNTER3 | PO BOX 2826 MUSCLE SHOALS, AL 35662 | AFLAC | — | — | $0 | — |
| CB&S FINANCIAL SERVICES6 | PO BOX 910 RUSSELLVILLE, AL 35653 | AFLAC | — | — | $0 | — |
| JOSEPH P CALARCO4 Filed as: JOSEPH N MCBRIDE | 1121 N WOOD AVE FLORENCE, AL 35630 | AFLAC | — | — | $0 | — |
| SAIC INC7 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | — | — | $0 | — |
| MICHAEL HUNTER3 Filed as: MICHAEL F HUNTER | PO BOX 2826 MUSCLE SHOALS, AL 35662 | AFLAC | — | — | $0 | — |
| WAYNE D HESTER | 10330 HWY 43 RUSSELLVILLE, AL 35653 | AFLAC | — | — | $0 | — |
| STEVEN L MOORE | PO BOX 2692 MUSCLE SHOALS, AL 35662 | AFLAC | — | — | $0 | — |
| R AND L SUPPLEMENTAL BENEFITS INC3 | PO BOX 893 FLORENCE, AL 35631 | AFLAC | — | — | $0 | — |
| WORTHAM SAN ANTONIO INC Filed as: JOHN SHELBY AMOS | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | — | — | $0 | — |
| PHYLLIS DAWN HESLEP Filed as: PHYLLIS S BRALY | PO BOX 327 PULASKI, TN 38478 | AFLAC | — | — | $0 | — |
| REX L BROOKS7 | PO BOX 893 FLORENCE, AL 35631 | AFLAC | — | — | $0 | — |
| RALPH H KEELER4 Filed as: RALPH S MANN | 254 SEVILLE STREET STE A FLORENCE, AL 35630 | AFLAC | — | — | $0 | — |
| JANIS E BROCK | 1550 NEW LAKE RD LEWISBURG, TN 37091 | AFLAC | — | — | $0 | — |
| FELICIA A WEAR | 89 CEDAR BEND DR FLORENCE, AL 35630 | AFLAC | — | — | $0 | — |
| CARA G FRETWELL3 | 604 E FORD AVE MUSCLE SHOALS, AL 35661 | AFLAC | — | — | $0 | — |
| THOMAS J PITZENBERGER3 | 7150 CAMPUS DRIVE STE 114 COLORADO SPRINGS, CO 80920 | AFLAC | — | — | $0 | — |
| SANDRA W HUGHES3 | 1901 BUCHANAN CREEK RD PULASKI, TN 38478 | AFLAC | — | — | $0 | — |
| EDDIE MARTINDALE JR3 | PO BOX 113 WALNUT, MS 38683 | AFLAC | — | — | $0 | — |
| FLOYD GREGORY NAPPS3 | 275 PLANTATION SPRINGS DR FLORENCEE, AL 35630 | AFLAC | — | — | $0 | — |
| CHARLES K LOWERY3 | 522 ALABAMA STREET KILLEN, AL 35645 | AFLAC | — | — | $0 | — |
| BRENDA S SPEER3 | PO BOX 327 PULASKI, TN 38478 | AFLAC | — | — | $0 | — |
| ABBIE W COFFMAN3 | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | — | — | $0 | — |
| CRUISER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | — | — | $0 | — |
| JAYNE A STALLINGS3 | 8056 TIGER PALM WAY FORT MYERS, FL 33966 | AFLAC | — | — | $0 | — |
| PRISCILLA L COLEMAN3 | 11278 QUINN STREET JACKSON, MS 39202 | AFLAC | — | — | $0 | — |
| MCANALLY INSURANCE AGENCY INC3 | PO BOX 399 BELMONT, MS 38827 | AFLAC | — | — | $0 | — |
| RICHARD D HEYDEL3 | 1921 OLD HICKORY BLVD BRENTWOOD, TN 37027 | AFLAC | — | — | $0 | — |
| DAVID C HENRY3 | PO BOX 662 HOUSTON, MS 38851 | AFLAC | — | — | $0 | — |
| PHILIP M CHURCHILL3 | 5114 MILLWOOD DRIVE CANTON, GA 30114 | AFLAC | — | — | $0 | — |
| ROBERT C WEBB3 | 1856 PENSHURST DRIVE COLLIERVILLE, TN 38017 | AFLAC | — | — | $0 | — |
| ANITA ATKINSON3 Filed as: ANITA D ATKINSON | 1700 W GOVERNMENT ST STE N BUILDING A BRANDON, MS 39042 | AFLAC | — | — | $0 | — |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 309 NEWPOINTE DR STE B RIDGELAND, MS 39157 | AFLAC | — | — | $0 | — |
| DUSTIN DANIEL LARD3 | 616 WAVERLY LANE STATESBORO, GA 30458 | AFLAC | — | — | $0 | — |
| ALBERT H KING3 | 4 QUAIL CREEK RD NATCHEZ, MS 39120 | AFLAC | — | — | $0 | — |
| DAVID L KLEVAN3 | 2966 POPLAR GROVE LANE GERMANTOWN, TN 38139 | AFLAC | — | — | $0 | — |
| LESLIE H SILTMAN3 | 108 SHORT STREET GALLATIN, TN 37066 | AFLAC | — | — | $0 | — |
| THOMAS R BAILEY3 | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | — | — | $0 | — |
| DALE CARTER SR3 Filed as: DALE L CARTER SR | 6059 EDEN SQ CRESTVIEW, FL 32539 | AFLAC | — | — | $0 | — |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | — | — | $0 | — |
| D P SMITH3 | PO BOX 16671 JACKSON, MS 39236 | AFLAC | — | — | $0 | — |
| HENRY HUGH HOLLAND3 | 5594 CONFEDERATE CIRCLE EAST MEMPHIS, TN 38125 | AFLAC | — | — | $0 | — |
| WILLIAM L DOZIER JR3 | 351 PASCOE BLVD STE 100 BOWLING GREEN, KY 42104 | AFLAC | — | — | $0 | — |
| CURTIS W OGLESBY3 | 3615 POTOMAC RIDGE COURT EAST MOBILE, AL 36695 | AFLAC | — | — | $0 | — |
| D AND V BUTLER INC3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | — | — | $0 | — |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | — | — | $0 | — |
| GIBBS MORGAN3 | 30 HARMON HTS CENTERSVILLE, AL 35042 | AFLAC | — | — | $0 | — |
| THOMAS P O'REAR3 | 10105 LONDONSHIRE LN TAMPA, FL 33647 | AFLAC | — | — | $0 | — |
| MARGUERITE E LEMMON-RINEHART3 | 10165 WOODBROOK CIR LAKELAND, TN 38002 | AFLAC | — | — | $0 | — |
| INSGROUP INC3 Filed as: M & F INSURANCE GROUP INC/TUPELO | PO BOX 707 KOSCIUSKO, MS 39090 | AFLAC | — | — | $0 | — |
| PHILLIP L DAGASTINO3 | 5301 PECAN GROVE LN MEMPHIS, TN 38120 | AFLAC | — | — | $0 | — |
| NEIL M MORGAN JR3 | 1056 ESTATES COURT PORTSMOUTH, VA 23703 | AFLAC | — | — | $0 | — |
| GIBBS MORGAN3 | 1004 RIVERSIDE DR APT 1B TUSCALOOSA, AL 35401 | AFLAC | — | — | $0 | — |
| JASON L WEEKS3 | 204 SOUTH MAIN SUITE 120 130 KELLER, TX 76248 | AFLAC | — | — | $0 | — |
| STEVEN L MOORE3 | 8336 BRITTANY PL MONTGOMERY, AL 36117 | AFLAC | — | — | $0 | — |
| SUZANNE M WASSNER3 | PO BOX 5 SHEFFIELD, AL 35660 | AFLAC | — | — | $0 | — |
| DENNIS L BRELAND3 | 6600 WOODED ACRES RD VANCLEAVE, MS 39565 | AFLAC | — | — | $0 | — |
| CATHIE TATE3 | 110 SUMMER WIND CIR MADISON, AL 35758 | AFLAC | — | — | $0 | — |
| ROBERT T GRIFFIN3 | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | — | — | $0 | — |
| ALBERT WELCH III3 Filed as: ALBERT J WELCH III | 4209 LAKELAND DR 369 FLOWOOD, MS 39232 | AFLAC | — | — | $0 | — |
| LYNN C WENTWORTH3 | 137 EXECUTIVE DR STE E MADISON, MS 39110 | AFLAC | — | — | $0 | — |
| COMMUNITY INSURANCE LLC3 | 100 CHURCH ST SUITE 600 HUNTSVILLE, AL 35801 | PRUDENTIAL | — | — | $0 | — |
| AXA ASSISTANCE, USA5 Filed as: AXA ASSISTANCE USA | 122 SOUTH MICHIGAN AVE SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 335 | $0 |
| Life insurance(2 contracts, 2 carriers) | AMERICAN GENERAL LIFE INSURANCE COMPANY | 515 | $0 |
| Short-term disability | AFLAC | 143 | $0 |
| Long-term disability | PRUDENTIAL | 515 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 515 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.