| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEREDITH ATKINSON3 Filed as: MEREDITH SHEETZ | 12607 WEATHERSTONE DR KNOXVILLE, TN 37922 | BLUE CROSS BLUE SHIELD OF TENNESSEE, INC | $94K | — | $94K | 4.68% |
| UNITED FINANCIAL SERVICES INC | 100 LIGHT ST MS B-3447 BALTIMORE, MD 21202 | TRANSAMERICA LIFE INSURANCE COMPANY | $536 | — | $536 | 4.24% |
| DIGITAL INSURANCE LLC Filed as: DIGITAL INSURANCE, INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | TRANSAMERICA LIFE INSURANCE COMPANY | $285 | — | $285 | 2.25% |
| MEREDITH ATKINSON | 12607 WEATHERSTONE DR KNOXVILLE, TN 37922 | TRANSAMERICA LIFE INSURANCE COMPANY | $256 | — | $256 | 2.02% |
| EDWARD SIMS | PO BOX 10328 KNOXVILLE, TN 37939 | TRANSAMERICA LIFE INSURANCE COMPANY | $40 | — | $40 | 0.32% |
| MITCHELL H BESVINICK | 1280 BRIGHTON WAY NEWTOWN SQUARE, PA 19073 | TRANSAMERICA LIFE INSURANCE COMPANY | $8 | — | $8 | 0.06% |
| BENEFIITS INC | 110 MATHIS DR STE 106 DICKSON, TN 37055 | USABLE LIFE | $675 | — | $675 | 15.00% |
| GROUP INSURANCE SERVICES INC | 1 CAMERON HILL CIRCLE 2.5 CHATTANOOGA, TN 37402 | USABLE LIFE | $515 | $90 | $605 | 13.45% |
| GROUP INSURANCE SERVICES INC | 1 CAMERON HILL CIRCLE 2.5 CHATTANOOGA, TN 37402 | USABLE LIFE | $241 | — | $241 | 14.05% |
| BENEFIITS INC | 110 MATHIS DR DICKSON, TN 37055 | USABLE LIFE | $241 | — | $241 | 14.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 239 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 239 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TENNESSEE, INC | 239 | $2.0M |
| Dental | BLUE CROSS BLUE SHIELD OF TENNESSEE, INC | 239 | $2.0M |
| Vision | BLUE CROSS BLUE SHIELD OF TENNESSEE, INC | 239 | $2.0M |
| Life insurance(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 180 | $17K |
| Short-term disability | TRANSAMERICA LIFE INSURANCE COMPANY | 74 | $13K |
| Long-term disability | TRANSAMERICA LIFE INSURANCE COMPANY | 74 | $13K |
| Other(3 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 180 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.