| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LUCENT HEALTH SOLUTIONS Filed as: LUCENT HEALTH SOLUTIONS LLC | 5560 W GRANDE MARKET DR APPLETON, WI 54913 | GERBER LIFE INSURANCE COMPANY | — | $62K | $62K | — |
| JAS D COLLIER & CO | 606 S MENDENHALL RD, STE 2C MEMPHIS, TN 38117 | GERBER LIFE INSURANCE COMPANY | $0 | $31K | $31K | — |
| PHCS Filed as: MULTIPLAN | PO BOX 29380 NEW YORK, NY 10087 | GERBER LIFE INSURANCE COMPANY | — | $30K | $30K | — |
| MEDWATCH LLC | PO BOX 21796 TAMPA, FL 33630 | GERBER LIFE INSURANCE COMPANY | $0 | $27K | $27K | — |
| INNOVU LLC | 2403 SIDNEY ST, STE 225 PITTSBURG, PA 15203 | GERBER LIFE INSURANCE COMPANY | — | $9K | $9K | — |
| JAS D COLLIER & CO | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNUM INSURANCE COMPANY | $3K | $435 | $4K | — |
| JAS D COLLIER & CO | 606 S MENDEN HALL STE 200 MEMPHIS, TN 38117 | UNUM INSURANCE COMPANY | $3K | $271 | $3K | — |
| JAS D COLLIER & CO | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNUM INSURANCE COMPANY | $3K | $270 | $3K | — |
| JAS D COLLIER & CO Filed as: JAS D COLLIER & COMPANY | 606 S MENDENHALL RD STE 200 MEMPHIS, TN 38117 | THE LINCOLN NATIONAL LIFE INSURANC COMPANY | $15K | $5K | $19K | — |
| JAS D COLLIER & CO | 606 S MENDENHALL RD STE 200 MEMPHIS, TN 38117 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $29K | $3K | $32K | — |
| JAS D COLLIER & CO | 606 S MENDENHALL STE 200 MEMPHIS, TN 38117 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $179 | $263 | $442 | — |
| JAS D COLLIER & CO | 606 S MENDENHALL RD STE 200 MEMPHIS, TN 38117 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $88 | $1K | — |
| JAS D COLLIER & CO | 606 MENDENHALL RD STE 200 MEMPHIS, TN 38117 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $16K | $1K | $17K | — |
| JAS D COLLIER & CO | 606 MENDENHALL RD STE 200 MEMPHIS, TN 38117 | UNITED OF OMAHA | $20K | $1K | $22K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 219 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | GERBER LIFE INSURANCE COMPANY | 211 | $0 |
| Dental | THE LINCOLN NATIONAL LIFE INSURANC COMPANY | 27 | $0 |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 232 | $0 |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 364 | $0 |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 148 | $0 |
| Long-term disability | UNITED OF OMAHA | 139 | $0 |
| Other(5 contracts, 2 carriers) | UNUM INSURANCE COMPANY | 364 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 364 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.