| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | UNKNOWN FAYETTEVILLE, AR 72704 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $24K | — | $24K | 2.51% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF AR, INC. | 1479 EXECUTIVE PLACE, SUITE A SPRINGDALE, AR 72762 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $18 | $11K | 10.74% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF ARKANSAS, INC. | 1479 EXECUTIVE PLACE, SUITE A SPRINGDALE, AR 72762 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $4K | $13K | 17.84% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF ARKANSAS, INC. | 3333 PINNACLE HILLS PARKWAY SUITE 250 ROGERS, AR 72758 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $3K | — | $3K | 10.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF ARKANSAS, INC. | PO BOX 40 RUSSELLVILLE, AR 72811 | USABLE LIFE | $402 | — | $402 | 2.96% |
| DAVID NEEDHAM3 | 1840 PARK RIDGE DRIVE VAN BUREN, AR 72956 | USABLE LIFE | $220 | — | $220 | 1.62% |
| JERRY DUNCAN3 | ARKANSAS BLUE CROSS BLUE SHIELD 516 E MILLSAP ROAD, SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $40 | — | $40 | 0.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 223 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 223 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 414 | $948K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 554 | $100K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 295 | $26K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 223 | $88K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 174 | $74K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 174 | $74K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 414 | $948K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 223 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 554 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.