No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JAS D COLLIER & COMPANY EIN 62-0632599 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $83K |
| CYPRESS BENEFIT ADMINISTRATORS, LLC EIN 39-1997579 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $74K |
| HSTECHNOLOGY SOLUTIONS EIN 27-1818792 NONE | Direct payment from the plan; Other fees Service code 50 | — | $36K |
| MEDWATCH EIN 16-1662117 NONE | Other fees; Direct payment from the plan Service code 50 | — | $12K |
| HEALTHEOS BY MULTIPLAN, INC. EIN 39-1634080 NONE | Direct payment from the plan; Other fees Service code 50 | — | $11K |
| NARUS HEALTH INC EIN 47-4360420 NONE | Direct payment from the plan; Other fees Service code 50 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 269 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HCC BENEFITS CORP | 276 | $396K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.