| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $135K | $17K | $152K | 11.00% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $46K | $12K | $59K | 4.24% |
| RELATION INSURANCE INC3 Filed as: RELATION INS. SVCS. OF CA INC. | 2290 HUNTINGTON DRIVE, SUITE 200 SAN MARINO, CA 91108 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.09% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 SOUTH GARLAND AVENUE, SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.09% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PARKWAY WEST SUITE 320, BUILDING 16 BLUE BELL, PA 19422 | METROPOLITAN LIFE INSURANCE COMPANY | $421 | $523 | $944 | 0.07% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 1980 FESTIVAL PLAZA DRIVE SUITE 810 LAS VEGAS, NV 89135 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $168 | $168 | 0.01% |
| FRANK R GRIFFIN JR3 Filed as: FRANK R. GRIFFIN JR | PO BOX 233 8601 GARRETT ROAD MIDLAND, GA 31820 | AFLAC | $3K | $118 | $3K | 15.84% |
| EILEEN MARIE STILLWELL3 | 3252 MARICOPA DRIVE COLUMBUS, GA 31907 | AFLAC | $1K | $37 | $1K | 4.88% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $594 | $34 | $628 | 2.94% |
| PATSY GUTHRIE3 | 103 CEDAR ROCK DRIVE LAGRANGE, GA 30241 | AFLAC | $310 | $0 | $310 | 1.45% |
| DAVID M CRUMLEY3 Filed as: DAVID M. CRUMLEY | 132 SEDONA WOODS TRAIL NOLENSVILLE, TN 37135 | AFLAC | $304 | $0 | $304 | 1.42% |
| DANIEL G ALLEN3 Filed as: DANIEL G. ALLEN AND OTHER AGENTS | 1470 BEAVER CREEK ROAD BRIGHTON, TN 38011 | AFLAC | $81 | $0 | $81 | 0.38% |
| JORDAN S SMITH3 Filed as: JORDAN S. SMITH | 307 SOUTHGATE COURT, SUITE 130 BRENTWOOD, TN 37027 | AFLAC | $38 | $0 | $38 | 0.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 968 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 968 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,277 | $1.4M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 2,277 | $1.4M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,277 | $1.4M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,277 | $1.4M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,277 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,277 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.