See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 13 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 11 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPLOYER DIRECT HEALTHCARE EIN 45-3780484 | Contract Administrator Service code 13 | — | $953K |
| HEALTH EQUITY | Contract Administrator Service code 13 | 15 W. SCENIC POINTE DRIVE, STE 400 DRAPER, UT 84020 | $401K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 44,839 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 44,839 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | BLUERE OF TENNESSEE | 39,402 | $192.6M |
| Dental(3 contracts, 3 carriers) | BLUERE OF TENNESSEE | 39,402 | $188.7M |
| Vision | VISION SERVICE PLAN | 19,940 | $4.2M |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 45,428 | $6.0M |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 36,180 | $4.6M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 49,218 | $7.7M |
| Prescription drug(2 contracts, 2 carriers) | TRIPLE-S SALUD, INC | 23,042 | $1.2M |
| Other(5 contracts, 4 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 36,180 | $10.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 49,218 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.