| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 125 E ELM ST, SUITE 210 CONSHOHOCKEN, PA 19428 | GEISINGER HEALTH PLAN | $7K | $32 | $7K | 0.90% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 80 SOUTH 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | GEISINGER HEALTH PLAN | $4K | $32 | $4K | 0.47% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC. | 901 MARQUETTE AVE SUITE 1800 MINNEAPOLIS, MN 55402 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $16K | $0 | $16K | 3.37% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC. | 80 SOUTH 8TH STREET SUITE 700 MINNEAPOLIS, IN 55402 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $13K | $0 | $13K | 2.84% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $72 | $72 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: HAYS COMPANIES INC A BROWN & BROWN | 5850 GRANITE PKWY STE 350 PLANO, TX 750246762 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | $0 | $3K | 7.71% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN TX DALLAS | 5850 GRANITE PKWY STE 350 PLANO, TX 750246762 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $0 | $2K | 4.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 352 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 353 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | GEISINGER HEALTH PLAN | 73 | $804K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 3 | $35K |
| Vision | EYEMED VISION CARE | 253 | $30K |
| Life insurance(2 contracts, 2 carriers) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 352 | $510K |
| Short-term disability(2 contracts, 2 carriers) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 352 | $510K |
| Long-term disability | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 352 | $475K |
| Prescription drug(2 contracts, 2 carriers) | GEISINGER HEALTH PLAN | 73 | $804K |
| Other(2 contracts, 2 carriers) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 352 | $510K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 352 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.