| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PLANNED ADMINISTRATORS, INC. | 17 TECHNOLOGY CIRCLE SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $22K | $22K | 15.81% |
| RIGHTPATH INSURANCE SERVICES, INC. | 2206 SAWGRASS VILLAGE DRIVE PONTE VERDA BEACH, FL 32082 | BCS INSURANCE COMPANY | — | $20K | $20K | 15.00% |
| INSURANCE APPLICATIONS GROUP | 220 N. MAIN ST SUITE 605 GREENVILLE, SC 29601 | BCS INSURANCE COMPANY | — | $985 | $985 | 0.72% |
| PLANNED ADMINISTRATORS, INC. | 17 TECHNOLOGY CIRCLE SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $8K | $8K | 15.77% |
| RIGHTPATH INSURANCE SERVICES, INC. | 2206 SAWGRASS VILLAGE DRIVE PONTE VERDA BEACH, FL 32082 | BCS INSURANCE COMPANY | — | $7K | $7K | 15.00% |
| INSURANCE APPLICATIONS GROUP | 220 N. MAIN ST SUITE 605 GREENVILLE, SC 29601 | BCS INSURANCE COMPANY | — | $402 | $402 | 0.83% |
| PLANNED ADMINISTRATORS, INC. | 17 TECHNOLOGY CIRCLE SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $3K | $3K | 15.80% |
| RIGHTPATH INSURANCE SERVICES, INC. | 2206 SAWGRASS VILLAGE DRIVE PONTE VERDA BEACH, FL 32082 | BCS INSURANCE COMPANY | — | $3K | $3K | 15.00% |
| INSURANCE APPLICATIONS GROUP | 220 N. MAIN ST SUITE 605 GREENVILLE, SC 29601 | BCS INSURANCE COMPANY | — | $159 | $159 | 0.89% |
| PLANNED ADMINISTRATORS, INC. | 17 TECHNOLOGY CIRCLE SUITE E2AG COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $2K | $2K | 15.77% |
| RIGHTPATH INSURANCE SERVICES, INC. | 2206 SAWGRASS VILLAGE DRIVE PONTE VERDA BEACH, FL 32082 | 4 EVER LIFE INSURANCE COMPANY | — | $2K | $2K | 15.00% |
| INSURANCE APPLICATIONS GROUP | 220 N. MAIN ST SUITE 605 GREENVILLE, SC 29601 | 4 EVER LIFE INSURANCE COMPANY | — | $119 | $119 | 0.83% |
| PLANNED ADMINISTRATORS, INC. | 17 TECHNOLOGY CIRCLE SUITE E2AG COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $468 | $468 | 15.78% |
| RIGHTPATH INSURANCE SERVICES, INC. | 2206 SAWGRASS VILLAGE DRIVE PONTE VERDA BEACH, FL 32082 | 4 EVER LIFE INSURANCE COMPANY | — | $445 | $445 | 15.00% |
| INSURANCE APPLICATIONS GROUP | 220 N. MAIN ST SUITE 605 GREENVILLE, SC 29601 | 4 EVER LIFE INSURANCE COMPANY | — | $25 | $25 | 0.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 170 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCS INSURANCE COMPANY | 170 | $136K |
| Dental | BCS INSURANCE COMPANY | 176 | $48K |
| Vision | BCS INSURANCE COMPANY | 153 | $18K |
| Life insurance | 4 EVER LIFE INSURANCE COMPANY | 121 | $3K |
| Short-term disability | 4 EVER LIFE INSURANCE COMPANY | 81 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.