| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $57K | $0 | $57K | 12.78% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1661 INTERNATIONAL DR. STE 300 MEMPHIS, TN 38120 | STARMOUNT LIFE INSURANCE COMPANY | $8K | $3K | $12K | 18.31% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29206 | STARMOUNT LIFE INSURANCE COMPANY | $0 | $4K | $4K | 6.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1661 INTERNATIONAL DR. STE 300 MEMPHIS, TN 38120 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $2K | $7K | 18.18% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $2K | $2K | 6.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1661 INTERNATIONAL DR. STE 300 MEMPHIS, TN 38120 | UNUM INSURANCE COMPANY | $1K | $250 | $1K | 9.18% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | UNUM INSURANCE COMPANY | $1K | $113 | $1K | 8.19% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29206 | UNUM INSURANCE COMPANY | $0 | $820 | $820 | 5.92% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1661 INTERNATIONAL DR. STE 300 MEMPHIS, TN 38120 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $727 | $2K | 18.27% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $727 | $727 | 6.09% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1661 INTERNATIONAL DR. STE 300 MEMPHIS, TN 38120 | UNUM INSURANCE COMPANY | $472 | $132 | $604 | 8.54% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | UNUM INSURANCE COMPANY | $472 | $64 | $536 | 7.58% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29206 | UNUM INSURANCE COMPANY | $0 | $428 | $428 | 6.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1661 INTERNATIONAL DR. STE 300 MEMPHIS, TN 38120 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $245 | $245 | 6.07% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $245 | $245 | 6.07% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1661 INTERNATIONAL DR. STE 300 MEMPHIS, TN 38120 | UNUM INSURANCE COMPANY | $339 | $53 | $392 | 13.23% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | UNUM INSURANCE COMPANY | $339 | $30 | $369 | 12.45% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29206 | UNUM INSURANCE COMPANY | $0 | $173 | $173 | 5.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 177 | $449K |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 136 | $64K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 136 | $64K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 174 | $45K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 51 | $12K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 177 | $449K |
| Other(5 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 174 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.