See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 9 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LUCENT HEALTH SOLUTIONS, LLC EIN 39-1997579 ADMIN | Contract Administrator Service code 13 | 1826 ELM HILL PIKE NASHVILLE, TN 37210 | $97K |
| OAKBRIDGE INSURANCE AGENCY LLC BROKER FEE | Insurance agents and brokers Service code 22 | 200 BROAD ST. LARANGE, GA 30240 | $84K |
| LUCENT HEALTH CARE CONCIERGE EIN 39-1997579 LHCM FEE | Other fees Service code 99 | 424 CHURCH ST., STE 2300 NASHVILLE, TN 37219 | $22K |
| LUCENT HEALTH CARE CORE SVC. EIN 39-1997579 LHCM FEE | Other fees Service code 99 | 424 CHURCH ST., STE 2300 NASHVILLE, TN 37219 | $15K |
| LUCENT HEALTH CARE MANAGEMENT EIN 39-1997579 U/R | Other fees Service code 99 | 424 CHURCH ST., STE 2300 NASHVILLE, TN 37219 | $13K |
| HEALTHSMART PREFERRED EIN 75-2727437 PPO ACCESS | Other fees Service code 99 | PO BOX 207102 DALLAS, TX 75320 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 618 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 618 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 90 | $57K |
| Dental | AMERITAS LIFE INSURANCE CORP. | 506 | $141K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 506 | $141K |
| Life insurance | METROPOLITAN GENERAL INSURANCE COMPANY | 618 | $343K |
| Short-term disability | METROPOLITAN GENERAL INSURANCE COMPANY | 618 | $343K |
| Long-term disability | METROPOLITAN GENERAL INSURANCE COMPANY | 618 | $343K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INS CO | 281 | $635K |
| Other(2 contracts) | METROPOLITAN GENERAL INSURANCE COMPANY | 618 | $355K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 618 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.