Welfare broker

VALENTINE INSURANCE SERVICES, LLC

Mailing address (most recent filing)

825 VALLEYBROOK DR STE 101

MEMPHIS, TN 38120

Total comp: $398K
Commissions: $382K
Fees: $16K
Filings: 4
Sponsors: 4

Carrier mix

Where VALENTINE INSURANCE SERVICES, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY50.0%
COMPANION LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$11K	50.0%
COMPANION LIFE INSURANCE COMPANY	1	$976K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$976K	0.1%	32.46x
NE	1	$11K	0.1%	80.46x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VALENTINE INSURANCE SERVICES, LLC's plans by broker comp / premium ratio. Median 12.08% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of VALENTINE INSURANCE SERVICES, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where VALENTINE INSURANCE SERVICES, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GOSSETT MOTOR CARS, INC. GOSSETT MOTOR CARS, INC. EMPLOYEE BENEFIT PLAN	TN	$976K	$89K	COMPANION LIFE INS CO
CORNHUSKER INTERNATIONAL TRUCKS, INC LIFE AD&D PLAN CORNHUSKER INTERNATIONAL TRUCKS INC LIFE AD&D PLAN	NE	$11K	$2K	LINCOLN NATIONAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$11K

50.0%

COMPANION LIFE INSURANCE COMPANY

$976K

50.0%

State

Plans

Premium

State share

Index

$976K

0.1%

32.46x

$11K

0.1%

80.46x

Sponsor

Loc

Premium

Comp

Carrier

GOSSETT MOTOR CARS, INC.

GOSSETT MOTOR CARS, INC. EMPLOYEE BENEFIT PLAN

$976K

$89K

COMPANION LIFE INS CO

CORNHUSKER INTERNATIONAL TRUCKS, INC LIFE AD&D PLAN

CORNHUSKER INTERNATIONAL TRUCKS INC LIFE AD&D PLAN

$11K

$2K

LINCOLN NATIONAL LIFE INSURANCE COMPANY