| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PATRICK HOFFMAN3 | 1016 SURREY OAKS DRIVE COLLIERVILLE, TN 38017 | BLUE CROSS BLUE SHIELD OF TENNESSEE, INC. | $23K | $0 | $23K | 3.66% |
| WILLIAM L. GLASS3 Filed as: WILLIAM BILLINGSLEY | 1910 EXETER ROAD SUITE 2 GERMANTOWN, TN 38138 | BLUE CROSS BLUE SHIELD OF TENNESSEE, INC. | $7K | $0 | $7K | 1.05% |
| DAVIS BILLINGSLEY3 | 105 LOMAX STREET BATESVILLE, MS 38606 | BLUE CROSS BLUE SHIELD OF TENNESSEE, INC. | $3K | $0 | $3K | 0.49% |
| PATRICK HOFFMAN3 | 1016 SURREY OAKS DRIVE COLLIERVILLE, TN 38017 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 10.50% |
| WILLIAM L. GLASS3 Filed as: WILLIAM BILLINGSLEY | 1910 EXETER ROAD SUITE 2 GERMANTOWN, TN 38138 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 3.00% |
| DAVIS BILLINGSLEY3 | 1910 EXETER ROAD SUITE 2 GERMANTOWN, TN 38138 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $736 | $0 | $736 | 1.50% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 606036115 | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $34 | $34 | 0.07% |
| JEFFREY LOKKEN3 | 1004 ROME PIKE LEBANON, TN 37087 | COMBINED INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 13.18% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 Filed as: COMPREHENSIVE WEALTH MANAGEMENT | 1910 EXETER ROAD SUITE 2 GERMANTOWN, TN 38138 | COMBINED INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 5.28% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 200 N. RANDOLPH CHICAGO, IL 60601 | COMBINED INSURANCE COMPANY OF AMERICA | $386 | $0 | $386 | 0.98% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 Filed as: COMPREHENSIVE WEALTH MANAGEMENT | 1910 EXETER ROAD SUITE 2 GERMANTOWN, TN 38138 | JOHN HANCOCK | $2K | $0 | $2K | 9.94% |
| MILLENNIUM BENEFITS INSURANCE GROUP3 | 46 CHAGRIN PLAZA SUITE 103 CHAGRIN FALLS, OH 44022 | TRANSAMERICA LIFE INSURANCE COMPANY | $172 | $0 | $172 | 2.23% |
| GREGORY L VOGES3 Filed as: GREGORY L. VOGES | 897 12TH STREET HAMMONTON, NJ 08037 | TRANSAMERICA LIFE INSURANCE COMPANY | $63 | $0 | $63 | 0.82% |
| BANK OF BARTLETT3 | 6281 STAGE ROAD BARTLETT, TN 38134 | TRANSAMERICA LIFE INSURANCE COMPANY | $26 | $0 | $26 | 0.34% |
| PATRICK HOFFMAN3 | 1910 EXETER ROAD SUITE 2 GERMANTOWN, TN 38138 | VISION SERVICE PLAN | $608 | $0 | $608 | 8.49% |
| NATALIE YVONNE BAKER3 Filed as: NATALIE YVONEE BAKEER | 9206 MACON ROAD CORDOVA, TN 38016 | COLONIAL LIFE & ACCIDENT INSURANCECOMPANY | $37 | $0 | $37 | 2.71% |
| KENNETH CARPENTER3 | 671 WHEATLEY COVE COLLIERVILLE, TN 38017 | COLONIAL LIFE & ACCIDENT INSURANCECOMPANY | $14 | $0 | $14 | 1.02% |
| MARK HOLLAND3 | P. O. BOX 38366 GERMANTOWN, TN 38183 | COLONIAL LIFE & ACCIDENT INSURANCECOMPANY | $14 | $0 | $14 | 1.02% |
| J AUSTIN BAKER3 Filed as: J. AUSTIN BAKER | P.O. BOX 770941 MEMPHIS, TN 38117 | COLONIAL LIFE & ACCIDENT INSURANCECOMPANY | $2 | $0 | $2 | 0.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 82 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 82 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TENNESSEE, INC. | 139 | $630K |
| Dental | BLUE CROSS BLUE SHIELD OF TENNESSEE, INC. | 139 | $630K |
| Vision | VISION SERVICE PLAN | 59 | $7K |
| Life insurance(3 contracts, 3 carriers) | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | 86 | $96K |
| Long-term disability | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | 86 | $49K |
| Other(5 contracts, 5 carriers) | PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA | 86 | $121K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.