| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF TN INC | 6 CADILLAC DRIVE SUITE 200 BRENTWOOD, TN 37027 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | — | $14K | 10.00% |
| JENNY LYNN LASATER3 Filed as: JENNY LASATER | PO BOX 2413 LEBANON, TN 37088 | AFLAC | $4K | $243 | $4K | 7.23% |
| BRIAN TOLBERT3 | 2817 WEST END AVENUE SUITE 126281 NASHVILLE, TN 37203 | AFLAC | $2K | — | $2K | 4.01% |
| ANDREW JACKSON JR3 | PO BOX 155 GRAFTON, IL 62037 | AFLAC | $1K | $58 | $1K | 2.09% |
| KELSEY EVERT3 | 2055 NORTH MOUNT JULIET ROAD SUITE 201 MOUNT JULIET, TN 37122 | AFLAC | $636 | $48 | $684 | 1.16% |
| THOMAS WILLIAMSON3 | 88 ABBEY ROAD LEBANON, TN 37090 | AFLAC | $680 | — | $680 | 1.15% |
| MARIAN E HENDERSON3 Filed as: MARIAN HENDERSON | 102 SAVANNAH WAY HENDERSONVILLE, TN 37075 | AFLAC | $512 | — | $512 | 0.86% |
| DAVID M CRUMLEY3 Filed as: DAVID CRUMLEY | 5111 MARYLAND WAY SUITE 210 BRENTWOOD, TN 37027 | AFLAC | $427 | — | $427 | 0.72% |
| GARY A EBERLIN3 Filed as: GARY EBERLIN | 3415 MAPLE RIDGE DRIVE WOOD RIVER, IL 62095 | AFLAC | $345 | $12 | $357 | 0.60% |
| JEREMY S KLOKKENGA3 Filed as: JEREMY KLOKKENGA | 1355 NORTH BLUFF ROAD COLLINSVILLE, IL 62234 | AFLAC | $207 | $12 | $219 | 0.37% |
| ALBERT WELCH III3 | 4209 LAKELAND DRIVE 369 FLOWOOD, MS 39232 | AFLAC | $205 | — | $205 | 0.35% |
| JOSHUA JONES3 | 18032 DEERCLIFF COURT GLENCOE, MO 63038 | AFLAC | $151 | — | $151 | 0.26% |
| JASON MULL3 | 1220 CHICKEN ROAD LEBANON, TN 37090 | AFLAC | $88 | $48 | $136 | 0.23% |
| BRENT GOODE3 | 2000 GLEN ECHO ROAD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $119 | — | $119 | 0.20% |
| JOHN THOMAS3 | 2907 CHAUCER DRIVE MURFREESBORO, TN 37129 | AFLAC | $100 | — | $100 | 0.17% |
| JOAN M MCSWAIN3 Filed as: JOAN MCSWAIN | 4347 LAKELAND DRIVE FLOWOOD, MS 39232 | AFLAC | $79 | — | $79 | 0.13% |
| TIFFANY S HERMSEN3 Filed as: TIFFANY HERMSEN | 2404 NORTHEAST 79TH PLACE KANSAS CITY, MO 64118 | AFLAC | $74 | — | $74 | 0.13% |
| MELISSA JONES AND ASSOCIATES LLC3 | 2 WHITE PINE COURT UNION, MO 63084 | AFLAC | $56 | $17 | $73 | 0.12% |
| C HWEITT INC3 | 309 NEW POINT SUITE B RIDGELAND, MS 39157 | AFLAC | $52 | — | $52 | 0.09% |
| LARA K GRANDE3 Filed as: LARA GRANDE | 1022 WESTHAVEN BOULEVARD FRANKLIN, TN 37064 | AFLAC | $49 | — | $49 | 0.08% |
| VBTN, INC3 | 2000 GLEN ECHO ROAD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $41 | — | $41 | 0.07% |
| STEVEN H STEINHAUER3 Filed as: STEVEN STEINHAUER | PO BOX 817 HENDERSINVILLE, TN 37077 | AFLAC | $36 | — | $36 | 0.06% |
| JAY OLEARY3 | 2000 GLEN ECHO ROAD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $32 | — | $32 | 0.05% |
| JULIAN W GOFF3 | 258 DUNLEITH DRIVE DESTREHAN, LA 70047 | AFLAC | $26 | — | $26 | 0.04% |
| D AND V BUTLER INC3 | 601 CRESCENT BOULEVARD SUITE 102 RIDGELAND, MS 39157 | AFLAC | $24 | — | $24 | 0.04% |
| RONALD E KIRKLAND3 Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $23 | — | $23 | 0.04% |
| JOSEPH LEDOUX3 | 2411 CARTER AVENUE NASHVILLE, TN 37206 | AFLAC | $23 | — | $23 | 0.04% |
| EVERETT C BICKEL3 Filed as: EVERETT BICKEL | 14970 CENTER HILL DAM ROAD SILVER POINT, TN 38582 | AFLAC | $23 | — | $23 | 0.04% |
| JUSTIN SCHADE3 | 128 CHARLTON DRIVE MADISON, MS 39110 | AFLAC | $22 | — | $22 | 0.04% |
| TY D MAYBERRY3 Filed as: TY MAYBERRY | 8451 ROAD OAK ROAD GERALD, MO 63037 | AFLAC | $19 | $3 | $22 | 0.04% |
| KRISTY GRAMLICH INC3 Filed as: KRISTY GRMLICH INC | 455 SOUTH SAM BARR DRIVE SUITE 205 KEARNEY, MO 64060 | AFLAC | $18 | — | $18 | 0.03% |
| TRAVIS COCKBURN3 | 402 NORTH MAIN STREET BENTON, IL 62812 | AFLAC | $17 | — | $17 | 0.03% |
| PHILIP LYNN3 | 905 DIVISION STREET CHARLESTON, IL 61920 | AFLAC | $17 | — | $17 | 0.03% |
| THOMAS PITZENBERGER3 | 1501 SUGARLAND PARKWAY PLEASANT HILL, MO 64080 | AFLAC | $14 | — | $14 | 0.02% |
| JANE E TUCKER3 | PO BOX 2825 SHELBYVILLE, TN 37162 | AFLAC | $14 | — | $14 | 0.02% |
| ALEXANDER I MIRO3 Filed as: ALEXANDER MIRO | 1120 SOUTH 6TH STREET SUITE 110 SAINT LOUIS, MO 63104 | AFLAC | $11 | $3 | $14 | 0.02% |
| K GRAMLICH INC3 | 455 SOUTH SAM BARR DRIVE SUITE 205 KEARNEY, MO 64060 | AFLAC | $9 | — | $9 | 0.02% |
| PAUL LOUD3 | PO BOX 204 CRAB ORCHARD, TN 37723 | AFLAC | $8 | — | $8 | 0.01% |
| ABBIE W COFFMAN3 Filed as: ABBIE COFFMAN | 31 HAWTHORN CIRCLE CROSSVILLE, TN 38555 | AFLAC | $8 | — | $8 | 0.01% |
| WILLIAM A BRIGGS3 Filed as: WILLIAM BRIGGS | 1731 GAY THOMPSON ROAD RAMER, TN 38367 | AFLAC | $6 | — | $6 | 0.01% |
| BRIAN LARSON3 | 883 FORD STREET ALCOA, TN 37701 | AFLAC | $6 | — | $6 | 0.01% |
| SEWELL AND ASSOCIATES INC3 | 1055 MISTY LAKE DRIVE LEBANON, TN 37087 | AFLAC | $5 | — | $5 | 0.01% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 12524 MALLARD BAY DRIVE KNOXVILLE, TN 37922 | AFLAC | $4 | — | $4 | 0.01% |
| RANDALL D LADNER3 Filed as: RANDALL LADNER | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | AFLAC | $4 | — | $4 | 0.01% |
| JOANNA G MATHERLY3 Filed as: JOANNA MATHERLY | 2000 GLEN ECHO ROAD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $4 | — | $4 | 0.01% |
| CARLA WITHERINGTON3 | 1405 HERRING DRIVE COVINGTON, TN 38019 | AFLAC | $4 | — | $4 | 0.01% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 6202 IOLA AVENUE SUITE 115 LUBBOCK, TX 79424 | AFLAC | $3 | — | $3 | 0.01% |
| RONALD H RICHEY3 Filed as: RONALD RICHEY | 4023 LAURAWOOD LANE FRANKLIN, TN 37067 | AFLAC | $3 | — | $3 | 0.01% |
| CATHY MCCLANAHAN3 | 1011 FOX COVE CIRCLE MARYVILLE, TN 37803 | AFLAC | $3 | — | $3 | 0.01% |
| RICHARD D HEYDEL3 | 1921 OLD HICKORY BOULEVARD BRENTWOOD, TN 37027 | AFLAC | $3 | — | $3 | 0.01% |
| KANDI H HECKLER3 Filed as: KANDI HECKLER | 5453 HASELL DRIVE ROCKVALE, TN 37153 | AFLAC | $3 | — | $3 | 0.01% |
| JASON HOFFARD3 | 3415 OFFICE PARK DRIVE SUITE C MARION, IL 62959 | AFLAC | $2 | — | $2 | 0.00% |
| MARTHA MONCKTON3 | 2411 EAST GRANDVIEW AVENUE PEORIA, IL 61614 | AFLAC | $2 | — | $2 | 0.00% |
| DALE I DAVIS3 Filed as: DALE DAVIS | 350 EAST SHORT STREET NUMBER 416 LEXINGTON, KY 40507 | AFLAC | $1 | — | $1 | 0.00% |
| VICKI M BUTLER3 Filed as: VICKI BUTLER | 601 CRESCENT BOULEVARD SUITE 102 RIDGELAND, MS 39157 | AFLAC | $1 | — | $1 | 0.00% |
| GEORGE WILLIAMS3 | 208 GRAND PARK BOULEVARD CHARLESTON, SC 29492 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF TENNESSEE, IN | 565 MARRIOTT DRIVE SUITE 500 NASHVILLE, TN 37214 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 395 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 395 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 395 | $138K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 303 | $35K |
| Other | AFLAC | 100 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 395 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.