| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 99 HIGH STREET BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $77K | — | $77K | 0.99% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | PO BOX 896620 CHARLOTTE, NC 28289 | HARTFORD LIFE AND ACCIDENT | $200K | — | $200K | 2.84% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | PO BOX 896620 CHARLOTTE, NC 28289 | HARTFORD LIFE AND ACCIDENT | — | $101K | $101K | 1.44% |
| HOUCHENS INSURANCE GROUP INC3 | 109 INTERNATIONAL DR FRANKLIN, TN 37067 | DELTA DENTAL OF TENNESSEE | $55K | — | $55K | 1.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 7701 AIRPORT CENTER DR, STE 1800 GREENSBORO, NC 27409 | DEARBORN LIFE INSURANCE COMPANY | $66K | — | $66K | 1.87% |
| BILL BEELER3 | 101 MAYFIELD LANE HENDERSONVILLE, TN 37075 | GERBER LIFE INSURANCE COMPANY | $46K | — | $46K | 2.50% |
| LUCENT HEALTH SOLUTIONS3 | PO BOX 24647 NASHVILLE, TN 37202 | GERBER LIFE INSURANCE COMPANY | $28K | — | $28K | 1.50% |
| DAVID MANZI3 | 6151 VEGAS DR LAS VEGAS, NV 89108 | HEALTH PLAN OF NEVADA | $50K | — | $50K | 3.22% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 99 HIGH STREET BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $16K | — | $16K | 1.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 99 HIGH STREET BOSTON, MA 02110 | HPHC INSURANCE COMPANY | $16K | — | $16K | 1.04% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 414 GALLIMORE DAIRY RD STE F GREENSBORO, NC 274099693 | HM LIFE INSURANCE COMPANY | $33K | — | $33K | 2.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 99 HIGH STREET BOSTON, MA 021102320 | HEALTH NEW ENGLAND, INC. | $18K | — | $18K | 3.53% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 99 HIGH STREET BOSTON, MA 02110 | HPHC INSURANCE COMPANY | $3K | — | $3K | 0.97% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BCBS EIN 62-0427913 NONE | Insurance services Service code 23 | 1 CAMERON CIR CHATTANOOGA, TN 37402 | $4.1M |
| BENEFITFOCUS.COM EIN 57-1099948 NONE | Other services Service code 49 | 100 BENEFITFOCUS WAY CHARLESTON, SC 29492 | $701K |
| REMEDY ANALYTICS EIN 45-3151617 NONE | Other services Service code 49 | 234 W. FLORIDA ST., STE 150 MILWAUKEE, WI 53204 | $338K |
| TALX CORP DBA EQUIFAX WORKFORCE SOL EIN 64-0958101 NONE | Other services Service code 49 | 4076 PAYSPHERE CIRCLE CHICAGO, IL 60674 | $253K |
| COLLEGE PRESS EIN 46-5537915 NONE | Other services Service code 49 | P.O. BOX 400 COLLEGEDALE, TN 37315 | $146K |
| HEALTHEQUITY, INC. EIN 52-2383166 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | 15 W SCENIC POINTE DRIVE, SUITE 100 DRAPER, UT 84020 | $102K |
| ADVANCED PLAN FOR HEALTH, LLC EIN 20-3424289 NONE | Other services Service code 49 | 1320 GREENWAY DRIVE, STE 170 IRVING, TX 75038 | $71K |
| TEST N SHARE EIN 82-2405799 NONE | Other services Service code 49 | 136 FANTAIL COURT BRUNSWICK, GA 31525 | $44K |
| TOWERS WATSON DELAWARE INC. EIN 53-0181291 NONE | Other services Service code 49 | 901 NORTH GLOBE ROAD ARLINGTON, VA 22203 | $27K |
| ELLIOTT DAVIS, LLC/PLLC EIN 57-0381582 NONE | Accounting (including auditing) Service code 10 | 629 MARKET STREET, SUITE 100 CHATTANOOGA, TN 37402 | $24K |
| RANDSTAD NORTH AMERICA, L.P. EIN 58-2426357 NONE | Other services Service code 49 | 2015 SOUTH PARK PLACE ATLANTA, GA 30339 | $17K |
| OGLETREE & DEAKINS, & STEWART, PC EIN 57-1044820 NONE | Other services Service code 49 | P.O BOX 89 COLUMBIA, SC 29202 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,975 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 152 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 845 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 21,972 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 5 carriers) | HARVARD PILGRIM HEALTH CARE | 999 | $17.0M |
| Dental | DELTA DENTAL OF TENNESSEE | 20,975 | $5.5M |
| Vision | HM LIFE INSURANCE COMPANY | 18,633 | $1.3M |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 19,332 | $3.5M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 11,490 | $7.0M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 11,490 | $7.0M |
| Prescription drug | HEALTH PLAN OF NEVADA | 251 | $1.6M |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 19,332 | $5.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,975 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.