| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAS D COLLIER & CO3 Filed as: JAS. D. COLLIER & COMPANY | 340 NEW BYHALIA RD STE 4A COLLIERVILLE, TN 38017 | DELTA DENTAL OF TENNESSEE | $10K | — | $10K | 10.00% |
| JAS D COLLIER & CO3 Filed as: JAS. D. COLLIER & COMPANY | 606 S MENDENHALL RD STE 200 MEMPHIS, TN 38117 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 16.17% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 240 MADISON AVENUE 7TH FLOOR MEMPHIS, TN 38103 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $502 | — | $502 | 1.12% |
| JAS D COLLIER & CO3 Filed as: JAS. D. COLLIER & COMPANY | 606 S MENDENHALL RD STE 200 MEMPHIS, TN 38117 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 16.22% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 240 MADISON AVENUE 7TH FLOOR MEMPHIS, TN 38103 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $495 | — | $495 | 1.21% |
| JAS D COLLIER & CO3 Filed as: JAS. D. COLLIER & COMPANY | 606 S MENDENHALL RD STE 200 MEMPHIS, TN 38117 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 16.23% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 240 MADISON AVENUE 7TH FLOOR MEMPHIS, TN 38103 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $468 | — | $468 | 1.19% |
| JAS D COLLIER & CO3 Filed as: JAS. D. COLLIER & COMPANY | 606 MENDENHALL RD STE 200 MEMPHIS, TN 38117 | VISION SERVICE PLAN | $947 | — | $947 | 6.00% |
| JAS D COLLIER & CO3 Filed as: JAS. D. COLLIER & COMPANY | 606 SOUTH MENDENHALL STE 200 MEMPHIS, TN 38117 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 14.65% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | PO BOX 8299 PASADENA, CA 91109 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | -$1K | $530 | -$555 | -4.05% |
| JAS D COLLIER & CO3 Filed as: JAS. D. COLLIER & COMPANY | 606 SOUTH MENDENHALL STE 200 MEMPHIS, TN 38117 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | — | $1K | 14.72% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | PO BOX 8299 PASADENA, CA 91109 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | -$784 | $383 | -$401 | -4.62% |
| JAS D COLLIER & CO3 Filed as: JAS. D. COLLIER & COMPANY | 606 S MENDENHALL RD STE 200 MEMPHIS, TN 38117 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $706 | — | $706 | 16.15% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 240 MADISON AVENUE 7TH FLOOR MEMPHIS, TN 38103 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $51 | — | $51 | 1.17% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JAS. D. COLLIER & COMPANY | Insurance agents and brokers Service code 22 | 606 S MENDENHALL RD STE 200 MEMPHIS, TN 38117 | $35K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF TENNESSEE | 294 | $101K |
| Vision | VISION SERVICE PLAN | 165 | $16K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 122 | $41K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 122 | $45K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 122 | $39K |
| Other(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 122 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 294 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.