No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF TN EIN 62-0427913 NONE | Other services; Participant communication; Direct payment from the plan; Claims processing; Non-monetary compensation; Float revenue; Named fiduciary; Contract Administrator Service code 12 | 3200 WEST END AVE 102 NASHVILLE, TN 37023 | $460K |
| SOUTHERN BENEFIT ADMINISTRATORS, IN EIN 62-1116095 NONE | Plan Administrator; Consulting (general) Service code 14 | PO BOX 1449 GOODLETSVILLE, TN 37070 | $341K |
| STRATEGIC CAPITAL INVESTMENT ADVISO EIN 06-1761045 NONE | Investment advisory (plan) Service code 27 | 700 R. BUTTERFIELD 320 LOMBARD, IL 60148 | $22K |
| GODWIN MORRIS LAURENZI BLOOMFIELD EIN 62-1371542 NONE | Legal Service code 29 | 50 N FRONT ST 800 MEMPHIS, TN 38103 | $14K |
| EBERTS & HARRISON INC NONE | Insurance agents and brokers Service code 22 | 1604 RIDGESIDE DR STE 203 MOUNT AIRY, MD 21771 | $11K |
| DENNIS G JENKINS CPA., LLC EIN 20-5886120 NONE | Accounting (including auditing) Service code 10 | 1690 STONE VILLAGE LN NW STE 501 KENNESAW, GA 30152 | $11K |
| OSBORN CARRERIRO & ASSOCIATES EIN 71-0631123 NONE | Actuarial Service code 11 | 124 WEST CAPITOL AVE 1690 LITTLE ROCK, AR 72201 | $6K |
| UNITED ACTUARIAL SERVICES INC EIN 35-2156428 NONE | Actuarial Service code 11 | 11590 N MERIDIAN ST STE 610 CARMEL, IN 46032 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 924 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 284 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD ASSOCIATION | 2,312 | $432K |
| Dental | BLUE CROSS BLUE SHIELD ASSOCIATION | 2,652 | $28K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE CO. | 826 | $29K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 722 | $587K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,652 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.