No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CONNECTICUT GENERAL LIFE INSURANCE EIN 06-0303370 NONE | Other fees Service code 99 | 990 COTTAGE GROVE ROAD HARTFORD, CT 06152 | $0 |
| CYPRESS BENEFIT ADMINISTRATORS, LLC EIN 39-1997579 NONE | Contract Administrator Service code 13 | 5560 W. GRANDE MARKET DRIVE APPLETON, WI 54913 | $0 |
| JAS D COLLIER & COMPANY EIN 62-0632599 NONE | Insurance agents and brokers Service code 22 | 606 S MENDENHALL ROAD SUITE 200 MEMPHIS, TN 38117 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 101 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 101 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC BENEFITS CORP | 73 | $246K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $129K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $129K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $129K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $129K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $129K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $129K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 229 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.