No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 62-0427913 NONE | Participant communication; Named fiduciary; Contract Administrator; Claims processing; Other services Service code 12 | 1 CAMERON HILL CIRCLE CHATTANOOGA, TN 37402 | $354K |
| SOUTHERN BENEFIT ADMINISTRATORS EIN 62-1116095 NONE | Plan Administrator Service code 14 | P.O. BOX 1449 GOODLETTSVILLE, TN 370701449 | $250K |
| BHA CONSULTING EIN 26-1384808 NONE | Actuarial; Consulting (general) Service code 11 | 5410 LAUREL SPRINGS PKWY SUWANEE, GA 30024 | $41K |
| DENNIS G. JENKINS, CPA, LLC EIN 20-5886120 NONE | Accounting (including auditing) Service code 10 | 1690 STONE VILLAGE LN 501 KENNESAW, GA 30152 | $14K |
| MORGAN STANLEY GLOBAL BANKING EIN 26-4310632 NONE | Investment management; Custodial (securities); Investment advisory (plan) Service code 19 | 800 EAST 96TH ST., 400 INDIANAPOLIS, IN 46240 | $10K |
| WELLS FARGO BANK EIN 94-1347393 NONE | Custodial (other than securities) Service code 18 | P.O. BOX 63020 SAN FRANCISCO, CA 94163 | $8K |
| BRANSTETTER, STRANCH & JENNINGS EIN 62-0513048 NONE | Legal Service code 29 | 223 ROSA L. PARKS AVE 200 NASHVILE, TN 37203 | $7K |
| MUTUAL AND EXCHANGE TRADED FUNDS | Custodial (securities); Investment management Service code 19 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 666 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 669 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 669 | $107K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 669 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.