| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | AETNA LIFE INSURANCE COMPANY | $0 | $38K | $38K | 5.09% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC DBA | ONEDIGITAL HEALTH AND BENEFITS 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | SUN LIFE ASSURANCE COMPANY OF CANADA | $26K | — | $26K | 15.01% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD STE 365 BEACHWOOD, OH 44122 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $9K | $9K | 5.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | DELTA DENTAL OF TENNESSEE | $6K | — | $6K | 9.95% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 300 GALLERIA PKWY SE STE 1100 ATLANTA, GA 303395946 | VISION SERVICE PLAN | $946 | — | $946 | 6.10% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | AFLAC | $936 | — | $936 | 6.17% |
| ALAN W FOSTER3 Filed as: ALAN FOSTER | 716 FRENCH RIVER RD NOLENSVILLE, TN 37135 | AFLAC | $880 | — | $880 | 5.80% |
| JOANNA G MATHERLY3 Filed as: JOANNA MATHERLY | 4581 MAJESTIC MEADOWS DR ARRINGTON, TN 37014 | AFLAC | $569 | — | $569 | 3.75% |
| JAIME HUTTON3 | 1893 HIGHWAY 25 GALLATIN, TN 37066 | AFLAC | $197 | $30 | $227 | 1.50% |
| ANASTASIA MODLIN3 | 312 FOUNTAIN HEAD RD PORTLAND, TN 37148 | AFLAC | $153 | $45 | $198 | 1.31% |
| JENNY LYNN LASATER3 Filed as: JENNY LASATER | PO BOX 2413 LEBANON, TN 37088 | AFLAC | $178 | — | $178 | 1.17% |
| CYNTHIA HALL3 | 2225 LEEVILLE PIKE LEBANON, TN 37090 | AFLAC | $107 | — | $107 | 0.71% |
| RICK R THORNE3 Filed as: RICK THORNE | 321 W MAIN ST LEBANON, TN 37087 | AFLAC | $92 | — | $92 | 0.61% |
| KELSEY EVERT3 | 2055 N MOUNT JULIET RD STE 201 MOUNT JULIET, TN 37122 | AFLAC | $88 | — | $88 | 0.58% |
| JORDAN S SMITH3 Filed as: JORDAN SMITH | 6669 ARNO ALLISONA RD COLLEGE GROVE, TN 37046 | AFLAC | $69 | $11 | $80 | 0.53% |
| THOMAS WILLIAMSON3 | 2055 N MOUNT JULIET RD STE 201 MOUNT JULIET, TN 37122 | AFLAC | $69 | — | $69 | 0.45% |
| PETER REGINELLI3 | 131 STREAM VALLEY BLVD FRANKLIN, TN 37064 | AFLAC | $49 | $11 | $60 | 0.40% |
| DEBBIE A WHITENER3 Filed as: DEBBIE WHITENER | 432 SULLIVAN BEND RD ELMWOOD, TN 38560 | AFLAC | $43 | — | $43 | 0.28% |
| KATHY PERKINS3 | 5430 VERMILLION CT CHRISTIANA, TN 37037 | AFLAC | $39 | — | $39 | 0.26% |
| AARON SPELZHAUS3 | 3281 HOLIDAY LN COLUMBIA, TN 38401 | AFLAC | $38 | — | $38 | 0.25% |
| DAVID M CRUMLEY3 Filed as: DAVID CRUMLEY | 132 SEDONA WOODS TRL NOLENSVILLE, TN 37135 | AFLAC | $30 | — | $30 | 0.20% |
| THW INSURANCE SERVICES LLC3 | 321 W MAIN ST LEBANON, TN 37087 | AFLAC | $26 | — | $26 | 0.17% |
| GARY W LOVELL3 Filed as: GARY LOVELL | PO BOX 90866 NASHVILLE, TN 37209 | AFLAC | $25 | — | $25 | 0.16% |
| JAMES C FARMER JR3 Filed as: JAMES FARMER JR | 261 CRIMSON SKY CT DRIPPING SPRINGS, TX 78620 | AFLAC | $19 | — | $19 | 0.13% |
| EVERETT C BICKEL3 Filed as: EVERETT BICKEL | 10447 SW 62ND CT OCALA, FL 34476 | AFLAC | $16 | — | $16 | 0.11% |
| MIKE N SEWELL3 Filed as: MIKE SEWELL | 301 CLAYMORE DR HAMILTON, GA 31811 | AFLAC | $11 | — | $11 | 0.07% |
| RONALD H RICHEY3 Filed as: RONALD RICHEY | 4499 MURFREESBORO RD FRANKLIN, TN 37067 | AFLAC | $11 | — | $11 | 0.07% |
| WILSON BANK & TRUST3 | PO BOX 768 LEBANON, TN 37088 | AFLAC | $10 | — | $10 | 0.07% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $6 | — | $6 | 0.04% |
| STEVEN ANDREW MODLIN3 Filed as: STEVEN MODLIN | 312 FOUNTAIN HEAD RD PORTLAND, TN 37148 | AFLAC | $6 | — | $6 | 0.04% |
| BRENT GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $5 | — | $5 | 0.03% |
| TIMOTHY CHAPPELL3 | 522 ROCK SPRINGS RD WATERTOWN, TN 37184 | AFLAC | $5 | — | $5 | 0.03% |
| JULIE L TEMPLETON3 Filed as: JULIE TEMPLETON | 709 HELMSDALE PL S BRENTWOOD, TN 37027 | AFLAC | $4 | — | $4 | 0.03% |
| WAYNE E BURTON3 Filed as: WAYNE BURTON | 1030 S MAPLE AVE # 206 COOKEVILLE, TN 38501 | AFLAC | $4 | — | $4 | 0.03% |
| NOLAN MCCUE3 | 242 HERITAGE PARK DR STE 108 MURFREESBORO, TN 37129 | AFLAC | $3 | — | $3 | 0.02% |
| RICHARD D HEYDEL3 | 1921 OLD HICKORY BLVD BRENTWOOD, TN 37027 | AFLAC | $3 | — | $3 | 0.02% |
| JAY OLEARY3 | 1802 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $3 | — | $3 | 0.02% |
| VBTN, INC3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $3 | — | $3 | 0.02% |
| JENNY SEWELL3 | 138 NICKOLAS CIRCLE LEBANON, TN 37087 | AFLAC | $2 | — | $2 | 0.01% |
| KANDI M MCINTYRE3 Filed as: KANDI MCINTYRE | 8429 LORRAINE RD PMB 385 LAKEWOOD RANCH, FL 34202 | AFLAC | $2 | — | $2 | 0.01% |
| JOSEPH LEDOUX3 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $2 | — | $2 | 0.01% |
| KANDI H HECKLER3 Filed as: KANDI HECKLER | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 299 | $769K |
| Dental | DELTA DENTAL OF TENNESSEE | 278 | $65K |
| Vision | VISION SERVICE PLAN | 125 | $16K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 217 | $176K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 217 | $176K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 217 | $191K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 299 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.