| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT A LEVY3 Filed as: ROBERT LEVY | 1600 DIVISION STREET SUITE 220 NASHVILLE, TN 37203 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $59K | — | $59K | 5.57% |
| PARADIGM GROUP3 | 1600 DIVISION STREET SUITE 220 NASHVILLE, TN 37203 | DELTA DENTAL OF TENNESSEE | $8K | — | $8K | 10.00% |
| JENNY LYNN LASATER3 | P.O. BOX 2413 LEBANON, TN 37088 | AFLAC | $776 | — | $776 | 3.82% |
| BROWNIE D HALL3 | 321 W MAIN ST LEBANON, TN 37087 | AFLAC | $421 | — | $421 | 2.07% |
| PARADIGM GROUP3 Filed as: PARADIGM GROUP LLC | 1600 DIVISION STREET SUITE 220 NASHVILLE, TN 37203 | AFLAC | $384 | — | $384 | 1.89% |
| RICK R THORNE3 | 321 W MAIN STREET LEBANON, TN 37087 | AFLAC | $345 | — | $345 | 1.70% |
| KELSEY DAVID EVERT3 | 2055 N MOUNT JULIET ROAD STE 201 MOUNT JULIET, TN 37122 | AFLAC | $274 | — | $274 | 1.35% |
| THOMAS M WILLIAMSON3 | 88 ABBEY ROAD LEBANON, TN 37090 | AFLAC | $258 | — | $258 | 1.27% |
| DEBBIE A WHITENER3 | 1104 SOMERSET DR LEBANON, TN 37090 | AFLAC | $144 | — | $144 | 0.71% |
| GARY W LOVELL3 | P.O. BOX 682146 FRANKLIN, TN 37068 | AFLAC | $102 | — | $102 | 0.50% |
| DAVID M CRUMLEY3 | 5111 MARYLAND WAY STE 210 BRENTWOOD, TN 37027 | AFLAC | $99 | — | $99 | 0.49% |
| JAIME HUTTON3 Filed as: JAIME M HUTTON | 1195 OLD SHILOH ROAD GOODLETTSVILLE, TN 37072 | AFLAC | $77 | — | $77 | 0.38% |
| SEWELL AND ASSOCIATES INC3 | 1055 MISTY LAKE DR LEBANON, TN 37087 | AFLAC | $62 | — | $62 | 0.30% |
| WAYNE E BURTON3 Filed as: WAYNE BURTON | 433 SOUTH PLANTATION DRIVE COOKEVILLE, TN 38506 | AFLAC | $41 | — | $41 | 0.20% |
| RONALD H RICHEY3 | 4023 LAURAWOOD LANE FRANKLIN, TN 37067 | AFLAC | $38 | — | $38 | 0.19% |
| JAMES G MCALISTER3 Filed as: JAMES T CHAFFIN | 5420 WAKEFIELD NASHVILLE, TN 37220 | AFLAC | $36 | — | $36 | 0.18% |
| EVERETT C BICKEL3 | 14970 CENTER HILL DAM RD SILVER POINT, TN 38582 | AFLAC | $36 | — | $36 | 0.18% |
| JAIME HUTTON3 Filed as: JAIME M HUTTON | 3517 NEW HOPE ROAD HENDERSONVILLE, TN 37075 | AFLAC | $28 | — | $28 | 0.14% |
| LESLIE H SILTMAN3 | 207 MOORE DR BATESVILLE, MS 38606 | AFLAC | $26 | — | $26 | 0.13% |
| WILLIAM D HEYDEL3 | 524 CROWELL LANE LEBANON, TN 37087 | AFLAC | $23 | — | $23 | 0.11% |
| JOHN H SEWELL3 | 1933 SHENANDOAH TRAIL LEBANON, TN 37087 | AFLAC | $19 | — | $19 | 0.09% |
| GARTH KEMP3 | 21 MOSS FOREST CIR JACKSON, MS 39211 | AFLAC | $18 | — | $18 | 0.09% |
| LARA K GRANDE3 | 1022 WESTHAVEN BLVD FRANKLIN, TN 37064 | AFLAC | $17 | — | $17 | 0.08% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY INC | 4000 SMITH ROAD STE 400 CINCINNATI, OH 45209 | AFLAC | $15 | — | $15 | 0.07% |
| VBTN, INC3 Filed as: VBTN, INC. | 2000 GLEN ECHO ROAD STE 204 NASHVILLE, TN 37215 | AFLAC | $14 | — | $14 | 0.07% |
| JULIE L TEMPLETON3 | 709 HELMSDALE PLACE SOUTH BRENTWOOD, TN 37027 | AFLAC | $13 | — | $13 | 0.06% |
| JOAN SANDERS3 | P.O. BOX 327 PULASKI, TN 38478 | AFLAC | $13 | — | $13 | 0.06% |
| RICHARD D HEYDEL3 | 1921 OLD HICKORY BLVD BRENTWOOD, TN 37027 | AFLAC | $12 | — | $12 | 0.06% |
| BRENT L GOODE3 | 2000 GLEN ECHO ROAD STE 204 NASHVILLE, TN 37215 | AFLAC | $11 | — | $11 | 0.05% |
| ALAN W MARTIN3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $11 | — | $11 | 0.05% |
| RONALD A DASHKOVITZ3 | 20 MILLPOND TRL SAGINAW, MI 48603 | AFLAC | $10 | — | $10 | 0.05% |
| DAVID B RAY3 | 5122 STONEWOOD DR SMYRNA, TN 37167 | AFLAC | $10 | — | $10 | 0.05% |
| CHAD M DEVINE3 | 6204 TUCKALEECHEE LN ANTIOCH, TN 37013 | AFLAC | $6 | — | $6 | 0.03% |
| ABBIE W COFFMAN3 | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | $5 | — | $5 | 0.02% |
| NOLAN DOYLE MCCUE3 | 541 N MOUNT JULIET ROAD STE 2201A MOUNT JULIET, TN 37122 | AFLAC | $5 | — | $5 | 0.02% |
| JULIE L TEMPLETON3 | 709 HELMSDALE PL S BRENTWOOD, TN 37027 | AFLAC | $4 | — | $4 | 0.02% |
| KANDI M MCINTYRE3 | 2000 MALLORY LANE SUITE 130-378 FRANKLIN, TN 37067 | AFLAC | $3 | — | $3 | 0.01% |
| JON R OVERACRE3 | 10502 W 133RD TER APT 107 OVERLAND PARK, KS 66213 | AFLAC | $3 | — | $3 | 0.01% |
| WILLIAM D HEYDEL3 | 109 N CASTLE HEIGHTS AVE LEBANON, TN 37087 | AFLAC | $2 | — | $2 | 0.01% |
| JAY S OLEARY3 | 2000 GLEN ECHO ROAD STE 204 NASHVILLE, TN 37215 | AFLAC | $1 | — | $1 | 0.00% |
| KANDI H HECKLER3 | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | $1 | — | $1 | 0.00% |
| JOSEPH L LEDOUX3 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $1 | — | $1 | 0.00% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $0 | — | $0 | 0.00% |
| JOANNA G MATHERLY3 | 2000 GLEN ECHO ROAD STE 204 NASHVILLE, TN 37215 | AFLAC | $0 | — | $0 | 0.00% |
| PARADIGM GROUP3 Filed as: PARADIGM GROUP, LLC | 1600 DIVISION STREET SUITE 220 NASHVILLE, TN 372032772 | VISION SERVICE PLAN | $927 | — | $927 | 6.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 228 | $1.1M |
| Dental | DELTA DENTAL OF TENNESSEE | 211 | $84K |
| Vision | VISION SERVICE PLAN | 91 | $15K |
| Other | AFLAC | 41 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.