| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $144K | $99K | $243K | 3.21% |
| BUCK GLOBAL LLC3 | BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $72K | — | $72K | 0.95% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 606036115 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $2K | $2K | 0.03% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 75320 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $24K | — | $24K | 13.43% |
| MARK HENRY RODDEN3 | 10975 BENSON DRIVE SUITE 350 OVERLAND PARK, KS 662102130 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $6K | $7K | $13K | 7.36% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | 231 SOUTH BEMISTON, SUITE 400 CLAYTON, MO 63105 | BLUERE OF TENNESSEE | $18K | — | $18K | 11.91% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS, INC. | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY | $13K | $4K | $17K | 12.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,793 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 121 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,914 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | 468 | $233K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 5,959 | $7.6M |
| Long-term disability(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 5,959 | $7.8M |
| Stop-loss / reinsurancereinsurance | BLUERE OF TENNESSEE | 11,302 | $154K |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 5,959 | $7.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,302 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.