| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOSEPH HOILMAN3 | 801F SUNSET DR STE 1 JOHNSON CITY, TN 37604 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $34K | — | $34K | 4.03% |
| BCS WEALTH MANAGEMENT3 | 801F SUNSET DRIVE, STE F1 JOHNSON CITY, TN 37604 | PRINCIPAL LIFE INSURANCE COMPANY | $15K | — | $15K | 10.90% |
| MELVIN R WARNER | 41 QUAIL RUN CARTERSVILLE, GA 30120 | AFLAC | $204 | — | $204 | 1.84% |
| DAVID WHITAKER | 1202 GREENLEE DR JONESBOROUGH, TN 37659 | AFLAC | $173 | — | $173 | 1.56% |
| AMANDA L MOORE RHODES Filed as: AMANDA MOORE RHODES | 327 CHARLTON CT BLUFF CITY, TN 37618 | AFLAC | $101 | — | $101 | 0.91% |
| MATTIE MULLINS | 904 MILLERCREST DR JOHNSON CITY, TN 37604 | AFLAC | $68 | — | $68 | 0.61% |
| RYAN DREBING | 2112 N ROAD ST, SUITE 702 JOHNSON CITY, TN 37601 | AFLAC | $61 | — | $61 | 0.55% |
| WILLIAM KRAMER | 1227 VOLUNTEER PKWY BRISTOL, TN 37620 | AFLAC | $56 | — | $56 | 0.50% |
| JACKSON D RHODES Filed as: JACKSON RHODES | 2332 VOLUNTEER PKWY BRISTOL, TN 37620 | AFLAC | $53 | — | $53 | 0.48% |
| JOSEPH S WILLIAMS | 5703 BRYNWOOD CIR NW ACWORTH, GA 30101 | AFLAC | $48 | — | $48 | 0.43% |
| STACY S SCHMIDT | 2639 W OLD TOPSIDE RD LOUISVILLE, TN 37777 | AFLAC | $46 | — | $46 | 0.41% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JUDY KAREN BROWN | 304 GILDA AVE CHURCH HILL, TN 37642 | AFLAC | $43 | — | $43 | 0.39% |
| GEORGE C SEYMOUR | 1935 LAMONT ST KINGSPORT, TN 37664 | AFLAC | $40 | — | $40 | 0.36% |
| CHARLES F GREER Filed as: CHARLES GREER | 9537 PECKY CYPRESS WAY ORLANDO, FL 32836 | AFLAC | $39 | — | $39 | 0.35% |
| STEPHEN L FOSTER | PO BOX 4334 JOHNSON CITY, TN 37602 | AFLAC | $36 | — | $36 | 0.32% |
| STEVEN BOWLING | 2802 ANITA LN TYLER, TX 75701 | AFLAC | $32 | — | $32 | 0.29% |
| WANDA STEPP | 4720 FOWLER DR MORRISTOWN, TN 37814 | AFLAC | $27 | — | $27 | 0.24% |
| TAYLOR THIGPEN | 605 COMMODORE LN KNOXVILLE, TN 37934 | AFLAC | $27 | — | $27 | 0.24% |
| BARRY T FISHER | 9662 SPRINGMEADOW DR NEW PORT RICHEY, FL 34655 | AFLAC | $26 | — | $26 | 0.23% |
| DAVID R CHARLES Filed as: DAVID CHARLES | 1791 TWIN PINE BLVD GULF BREEZE, FL 32563 | AFLAC | $24 | — | $24 | 0.22% |
| MICHAEL MUSICK | 720 GEORGIA ST BRISTOL, VA 24201 | AFLAC | $23 | — | $23 | 0.21% |
| SHEILA D MINIER | 180 OVERHILL DR JONESBOROUGH, TN 37659 | AFLAC | $20 | — | $20 | 0.18% |
| CHARLES HOUGH | 162 SLATE HILL RD TELFORD, TN 37690 | AFLAC | $19 | — | $19 | 0.17% |
| DAVID C CLOUD JR | 12 TRENT DR SE ROME, GA 30161 | AFLAC | $18 | — | $18 | 0.16% |
| EMMET HAWKINS | PO BOX 322 ABINGDON, VA 24212 | AFLAC | $16 | — | $16 | 0.14% |
| RONALD H RICHEY Filed as: RONALD RICHEY | 4499 MURFREESBORO RD FRANKLIN, TN 37067 | AFLAC | $12 | — | $12 | 0.11% |
| RICHARD D HEYDEL | 1921 OLD HICKORY BLVD BRENTWOOD, TN 37027 | AFLAC | $12 | — | $12 | 0.11% |
| KODY L HODGE | 430 ALFALFA LN JONESBOROUGH, TN 37659 | AFLAC | $11 | — | $11 | 0.10% |
| JAMES A THRIFT | 408 OAK WIND CIR GREER, SC 29651 | AFLAC | $10 | — | $10 | 0.09% |
| MATTHEW D BUTLER | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $8 | — | $8 | 0.07% |
| THOMAS E HATCHER JR Filed as: THOMAS HATCHER JR | 1588 BAY TREE DR HARRELLS, NC 28444 | AFLAC | $6 | — | $6 | 0.05% |
| LYNN HODGE | 430 ALFALFA LN JONESBOROUGH, TN 37659 | AFLAC | $6 | — | $6 | 0.05% |
| ALEXANDER B WARD | 5194 FOREST VIEW CT SE MABLETON, GA 30126 | AFLAC | $6 | — | $6 | 0.05% |
| AMY A O SHIELDS | 5159 CALGARY DR DOUGLASVILLE, GA 30135 | AFLAC | $6 | — | $6 | 0.05% |
| ROY W HART | 253 HUCKLEBERRY RD BLUFF CITY, TN 37618 | AFLAC | $5 | — | $5 | 0.05% |
| ABBIE W COFFMAN Filed as: ABBIE COFFMAN | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | $4 | — | $4 | 0.04% |
| HENRY JUDSON MILLER | 1112 FAIRGROUNDS CT KINGSTON, TN 37763 | AFLAC | $4 | — | $4 | 0.04% |
| BRENT GOODE | 2000 GLEN ECHO RD, STE 204 NASHVILLE, TN 37215 | AFLAC | $4 | — | $4 | 0.04% |
| JOSEPH LEDOUX | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $2 | — | $2 | 0.02% |
| JAY OLEARY | 1802 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $2 | — | $2 | 0.02% |
| KANDI H HECKLER Filed as: KANDI HECKLER | 5453 HASELL DRIVE ROCKVALE, TN 37153 | AFLAC | $2 | — | $2 | 0.02% |
| MARY LEE NICHOLS Filed as: MARY NICHOLS | 2115 ARBOR VIEW CIR DIBERVILLE, MS 39540 | AFLAC | $2 | — | $2 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 175 | $852K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 216 | $140K |
| Vision | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 175 | $852K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 216 | $140K |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 216 | $151K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 216 | $140K |
| Prescription drug | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 175 | $852K |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 216 | $151K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 216 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.