| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOUIS POPE3 Filed as: LOUIS S. POPE & COMPANY | 800 LINDI DR COLLIERVILLE, TN 38017 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | — | $8K | 10.17% |
| LOUIS POPE3 Filed as: LOUIS S. POPE & COMPANY | 800 LINDI DR COLLIERVILLE, TN 38017 | SUN LIFE ASSURANCE COMPANY OF CANADA | $786 | — | $786 | 11.11% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PHOENIX ADMINISTRATORS,LLC EIN 47-4998645 TPA | Plan Administrator; Legal Service code 14 | 33479 LAKE ROAD AVON LAKE, OH 44012 | $42K |
| LOUIS S. POPE & COMPANY EIN 58-5093746 INSURANCE BROKER | Insurance agents and brokers Service code 22 | 800 LINDI DRIVE COLLIERVILLE, TN 38017 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 146 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 146 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 153 | $82K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 153 | $7K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 153 | $82K |
| Stop-loss / reinsurancereinsurance | GERBER LIFE INSURANCE COMPANY | 115 | $175K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 153 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 153 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.