| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIRAM D SNOWDEN AND ASSOCIATES3 Filed as: HIRAM D SNOWDEN AND ASSOCIATES INC | 812 LYNDON LANE STE 101 LOUISVILLE, KY 40222 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $452K | $2K | $454K | 0.84% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $332K | $19K | $351K | 0.65% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC | 1151 RED MILE ROAD LEXINGTON, KY 40504 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $351K | $0 | $351K | 0.65% |
| HOUCHENS INSURANCE GROUP INC3 | 1750 SCOTTSVILLE ROAD STE 4 BOWLING GREEN, KY 42104 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $130K | $67 | $130K | 0.24% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 5130 PARKWAY PLAZA BLVD CHARLOTTE, NC 28217 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $52K | $13K | $65K | 0.12% |
| ASSUREDPARTNERS3 Filed as: PEEL AND HOLLAND INC | PO BOX 427 BENTON, KY 42025 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $43K | $0 | $43K | 0.08% |
| CIS INSURANCE & INVESTMENTS3 Filed as: CIS INS & INVESTMENTS PARTNERS LLC | 550 S 5TH ST STE 303 LOUISVILLE, KY 40202 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $31K | $0 | $31K | 0.06% |
| THE LIFE ASSOCIATES INC3 Filed as: THE LIFE ASSOCIATES | PO BOX 226 BENTON, KY 42025 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $26K | $0 | $26K | 0.05% |
| J CRAIG RIDDLE COMPANY3 | PO BOX 549 MADISONVILLE, KY 42431 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $21K | $0 | $21K | 0.04% |
| MORGAN TREVATHAN GUNN INC3 | 106 EAST 12TH STREET BENTON, KY 42025 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $21K | $0 | $21K | 0.04% |
| HIGGINS INSURANCE INC3 | 4057 LAFAYETTE RD HOPKINSVILLE, KY 42240 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $13K | $0 | $13K | 0.02% |
| HOLLANDSTIVERS EMPLOYER SOLUTIONS3 | 2660 OLIVET CHURCH RD SUITE 1 PADUCAH, KY 42001 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $9K | $0 | $9K | 0.02% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 4500 TOWN CENTER BLVD SUITE 200 JEFFERSONVILLE, IN 47130 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $2K | $6 | $2K | 0.00% |
| RIDDLE INSURANCE3 Filed as: RIDDLE INSURANCE LLC | 245 SOUTH MAIN STREET MADISONVILLE, KY 42431 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $1K | $0 | $1K | 0.00% |
| MEDLINK INC3 | PO BOX 23570 LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $918 | $0 | $918 | 0.00% |
| HOLLAND STIVERS EMPLOYER SOLUTIONS3 Filed as: HOLLAND STIVERS AND ASSOC LLC | 4975 ALBEN BARKLEY DR STE 1 PADUCAH, KY 42001 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $896 | $0 | $896 | 0.00% |
| WESTERN RIVERS CORP3 | 1300 JOHNSON BLVD MURRAY, KY 42071 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $596 | $0 | $596 | 0.00% |
| INGENIORX, INC.3 | 450 HEADQUARTERS PLAZA, 7TH FLOOR E MORRISTOWN, NJ 07960 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $0 | $229 | $229 | 0.00% |
| KY RETAIL FEDERATION INS3 Filed as: KY RETAIL FEDERATION INS AGENCY INC | 340 DEMOCRAT DRIVE FRANKFORT, KY 40601 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $91 | $0 | $91 | 0.00% |
| THE HINTON AGENCY LLC3 | 121 E ELECTRIC AVE FLEMINGSBURG, KY 41041 | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $68 | $0 | $68 | 0.00% |
| ADMINISTRATIVE SERVICES GROUP3 | 333 W. VINE STREET, SUITE 500 LEXINGTON, KY 40507 | UNION SECURITY INSURANCE COMPANY | — | $2K | $2K | 3.70% |
| BENEFIT INS MARKETING INC3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | STANDARD INSURANCE COMPANY - LIFE | $2K | $0 | $2K | 8.44% |
| BENEFIT INS MARKETING INC3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | STANDARD INSURANCE COMPANY - LIFE | $2K | $0 | $2K | 8.01% |
| UMR, INC.3 Filed as: UMR INC | 333 W. VINE STREET, STE 500 LEXINGTON, KY 40507 | STANDARD INSURANCE COMPANY - LIFE | $0 | $1K | $1K | 5.50% |
| UMR, INC.3 Filed as: UMR INC | 333 W. VINE STREET, STE 500 LEXINGTON, KY 40507 | STANDARD INSURANCE COMPANY - DENTAL | $0 | $1K | $1K | 6.71% |
| BENEFIT INS MARKETING INC3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | STANDARD INSURANCE COMPANY - DENTAL | $1K | $0 | $1K | 6.26% |
| BENEFIT INS MARKETING INC3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | STANDARD INSURANCE COMPANY - DENTAL | $861 | $0 | $861 | 4.13% |
| BENEFIT INS MARKETING INC3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | STANDARD INSURANCE COMPANY - TEMP DISABILITY | $2K | $0 | $2K | 8.81% |
| BENEFIT INS MARKETING INC3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | STANDARD INSURANCE COMPANY - TEMP DISABILITY | $2K | $0 | $2K | 8.67% |
| UMR, INC.3 Filed as: UMR INC | 333 W. VINE STREET, STE 500 LEXINGTON, KY 40507 | STANDARD INSURANCE COMPANY - TEMP DISABILITY | $0 | $991 | $991 | 5.50% |
| HIRAM D SNOWDEN AND ASSOCIATES3 Filed as: HIRAM D SNOWDEN AND ASSOCIATES INC | 812 LYNDON LANE STE 101 LOUISVILLE, KY 40222 | ANTHEM LIFE INSURANCE COMPANY | $734 | $0 | $734 | 5.62% |
| BENEFIT INS MARKETING INC3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | ANTHEM LIFE INSURANCE COMPANY | $688 | $0 | $688 | 5.27% |
| J CRAIG RIDDLE COMPANY3 | PO BOX 549 MADISONVILLE, KY 42431 | ANTHEM LIFE INSURANCE COMPANY | $449 | $0 | $449 | 3.44% |
| BENEFIT INS MARKETING INC3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | STANDARD INSURANCE COMPANY - VISION | $596 | $0 | $596 | 7.07% |
| UMR, INC.3 Filed as: UMR INC | 333 W. VINE STREET, STE 500 LEXINGTON, KY 40507 | STANDARD INSURANCE COMPANY - VISION | $0 | $498 | $498 | 5.91% |
| BENEFIT INS MARKETING INC3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | STANDARD INSURANCE COMPANY - VISION | $349 | $0 | $349 | 4.14% |
| ACORDIA OF LEXINGTON3 Filed as: ACORDIA OF LEXINGTON INC | 333 W. VINE STREET, 500 LEXINGTON, KY 405071622 | CIGNA GROUP INSURANCE | $699 | $0 | $699 | 17.37% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FISERV/ASGI EIN 31-1558779 NONE | Contract Administrator Service code 13 | — | $675K |
| PNC INSTITUTIONAL INVESTMENTS NONE | Investment advisory (plan) Service code 27 | 1900 E. 9TH STREET CLEVELAND, OH 44114 | $34K |
| DEAN DORTON ALLEN FORD, PLLC EIN 27-3858252 NONE | Accounting (including auditing) Service code 10 | — | $20K |
| USI INSURANCE SERVICES LLC EIN 13-3771734 NONE | Insurance agents and brokers Service code 22 | — | $16K |
| CENTRAL BANK EIN 31-1558779 NONE | Account maintenance fees Service code 65 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,447 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 7,447 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | 10,592 | $53.8M |
| Dental(3 contracts, 3 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | 10,592 | $54.6M |
| Vision(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | 10,592 | $53.8M |
| Life insurance(3 contracts, 3 carriers) | UNION SECURITY INSURANCE COMPANY | 1,454 | $84K |
| Short-term disability(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 1,454 | $68K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 1,454 | $50K |
| Other(3 contracts, 3 carriers) | UNION SECURITY INSURANCE COMPANY | 1,454 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,592 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.