No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS BLUE SHIELD EIN 61-1237516 CLAIMS ADMINISTRATOR | Contract Administrator; Other services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | 3350 PEACHTREE ROAD ATLANTA, GA 30326 | $506K |
| UMR EIN 39-1995276 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 333 WEST VINE STREET LEXINGTON, KY 40507 | $92K |
| SANDRA BURNS PLAN EMPLOYEE | Employee (plan) Service code 30 | 924 GREENUP AVE ASHLAND, KY 41105 | $22K |
| LEDBETTER PARTNERS LLC EIN 03-0599899 ATTORNEY | Legal Service code 29 | 5078 WOOSTER RD, STE 400 CINCINNATI, OH 45226 | $18K |
| STANDARD VALUATIONS EIN 41-1327339 INVESTMENT CONSULTING | Investment advisory (plan) Service code 27 | 790 CLEVELAND AVE. ST. PAUL, MN 55116 | $15K |
| FRANK N HESTAND CPA PSC EIN 61-1336870 AUDITING | Accounting (including auditing) Service code 10 | 261 REGENCY CIRCLE LEXINGTON, KY 40503 | $8K |
| OSBORN CARRIERO & ASSOCIATES EIN 71-0631123 ACTUARIAL | Actuarial Service code 11 | 124 CAPITOL AVENUE LITTLE ROCK, AK 72201 | $5K |
| PEOPLES BANK CUSTODIAN | Custodial (securities) Service code 19 | 1999 WINCHESTER AVE ASHLAND, KY 41101 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 306 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 195 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 501 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 308 | $395K |
| Dental | ANTHEM BLUE CROSS BLUE SHIELD | 311 | $120K |
| Vision | VISION SERVICE PLAN | 316 | $34K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 364 | $12K |
| Stop-loss / reinsurancereinsurance | ANTHEM BLUE CROSS BLUE SHIELD | 307 | $587K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 364 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.